Changeflow GovPing Courts & Legal NZ Releases AML/CFT National Strategy 2026–2030
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NZ Releases AML/CFT National Strategy 2026–2030

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Summary

The New Zealand Government released its National AML/CFT Strategy 2026–2030, a four-year work programme designed to make compliance simpler and more targeted for businesses while strengthening law enforcement. The work programme will commence from 1 July 2026, introducing a risk-based compliance approach supported by the transition of all AML supervision to the Department of Internal Affairs. The strategy aims to enhance New Zealand's international reputation as a safe place to do business by improving intelligence and enforcement to detect and deter illicit finance.

“The Government has released a new National Strategy for New Zealand's Anti-Money Laundering and Countering Financing of Terrorism (AML/CFT) system, designed to protect communities, strengthen law enforcement, and make compliance simpler and more targeted for businesses.”

MOJ NZ , verbatim from source
Published by MOJ NZ on justice.govt.nz . Detected, standardized, and enriched by GovPing. Review our methodology and editorial standards .

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What changed

The Government released its National AML/CFT Strategy 2026–2030, establishing a four-year work programme commencing 1 July 2026 that introduces risk-based compliance flexibility, consolidates AML supervision under the Department of Internal Affairs, and enhances intelligence and enforcement capabilities. The strategy works alongside planned amendments to the AML/CFT Act and regulations to create a more effective and efficient system.

Affected businesses should prepare for the transition to a single supervisor (Department of Internal Affairs) and monitor for updated guidance and code of practice that will accompany the risk-based compliance approach. Financial institutions and reporting entities subject to AML/CFT obligations should review the strategy's work programme to understand upcoming compliance flexibility mechanisms.

Archived snapshot

Apr 23, 2026

GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.

Government releases new strategy to protect New Zealanders from money laundering

The Government has released a new National Strategy for New Zealand’s Anti-Money Laundering and Countering Financing of Terrorism (AML/CFT) system, designed to protect communities, strengthen law enforcement, and make compliance simpler and more targeted for businesses.

Read the announcement (external link) by the Associate Minister of Justice, Hon Nicole McKee

Developed in consultation with industry, delivering the Strategy’s vision and four-year work programme will make it easy to do business and hard to commit crime for profit in New Zealand. The Strategy works alongside the planned amendments announced by the Government to the AML/CFT Act and regulations to make the system more risk-based, effective and efficient for businesses and individuals.

The work programme will commence from 1 July 2026 with an action plan to introduce greater flexibility through risk-based compliance. This new approach will be supported by the transition to a single supervisor, delivering more comprehensive and responsive guidance for businesses and an updated code of practice.  Improved intelligence and enforcement will also be introduced to detect and deter illicit finance, enhancing New Zealand’s international reputation as a safe place to do business.

Subject to final legislative approval, one of the first actions from the National Strategy is the transition of all AML supervision to the Department of Internal Affairs. This will provide more consistency and clarity, and better guidance for businesses.

AML/CFT National Strategy 2026–2030 and Work Programme

More information on AML/CFT reforms and legislative changes

Anti-money laundering law change provides immediate relief for businesses (external link)

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This page was last updated:

13th February 2026

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Named provisions

National Strategy 2026–2030 Work Programme AML/CFT Act

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Last updated

Classification

Agency
MOJ NZ
Published
February 13th, 2026
Instrument
Notice
Branch
Executive
Joint with
Department of Internal Affairs
Legal weight
Non-binding
Stage
Final
Change scope
Substantive

Who this affects

Applies to
Banks Financial advisers Other financial services firms
Industry sector
5221 Commercial Banking
Activity scope
AML/CFT compliance Financial supervision Risk-based regulation
Geographic scope
New Zealand NZ

Taxonomy

Primary area
Anti-Money Laundering
Operational domain
Compliance
Compliance frameworks
BSA/AML
Topics
Financial Services Banking

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