Real Estate & Housing — April 5, 2026

Income-Producing ADU Financing Under Single Family Housing Guaranteed Loan Program

The Rural Housing Service (RHS) has issued a proposed rule to amend the Single Family Housing Guaranteed Loan Program (SFHGLP) to allow financing of single family homes with income-producing Accessory Dwelling Units (ADUs). The proposed rule would also clarify that borrowers can finance properties with features designed to accommodate home-based operations with non-commercial real estate features. Comments on the proposed rule must be submitted by June 1, 2026.