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SYSTEMS AND METHODS FOR MANAGING DIGITAL ASSETS AND DIGITAL ASSET TRANSACTIONS

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Summary

Wells Fargo Bank, N.A. filed patent application US20260099839A1 (Application No. 18906034, filed October 3, 2024, published April 9, 2026) for a computing system configured to manage digital assets corresponding to different versions of machine learning (ML) models across multiple blockchain registries. The system receives first and second digital assets corresponding to first and second versions of an ML model from separate blockchain registries and records them on a third distributed ledger, then selects a champion model from the versions.

What changed

Wells Fargo Bank, N.A. filed a patent application describing a computing system that manages digital assets representing different versions of machine learning models across multiple blockchain registries. The system receives digital assets corresponding to first and second versions of an ML model from separate blockchain registries, records both versions on a third distributed ledger database, and selects a champion model from the competing versions.

Patent applications do not create compliance obligations. The filing is informational and reflects Wells Fargo's intellectual property strategy in blockchain and ML technology. Financial institutions and technology companies developing similar systems may wish to review the claims to assess potential overlap or freedom-to-operate considerations.

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Archived snapshot

Apr 11, 2026

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← USPTO Patent Applications

SYSTEMS AND METHODS FOR MANAGING DIGITAL ASSETS AND DIGITAL ASSET TRANSACTIONS

Application US20260099839A1 Kind: A1 Apr 09, 2026

Assignee

Wells Fargo Bank, N.A.

Inventors

Anita Sukur, Ian T. Staley, Ashmita Regmi

Abstract

The arrangements described herein relate to a computing system configured to receive, from a first blockchain registry associated with a first computing system, a first digital asset corresponding to a first version of a Machine Learning (ML) model and receive, from a second blockchain registry associated with a second computing system, a second digital asset corresponding to a second version of the ML model. The first version and the second version of the ML model are recorded in a third distributed ledger database/blockchain, and a champion model of the ML model is selected from the first version and the second version of the ML model.

CPC Classifications

G06Q 20/382 G06Q 2220/00

Filing Date

2024-10-03

Application No.

18906034

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Last updated

Classification

Agency
USPTO
Published
April 9th, 2026
Instrument
Notice
Legal weight
Non-binding
Stage
Final
Change scope
Minor
Document ID
US20260099839A1

Who this affects

Applies to
Banks Technology companies
Industry sector
5221 Commercial Banking 5112 Software & Technology
Activity scope
Patent filing Blockchain systems Machine learning
Geographic scope
United States US

Taxonomy

Primary area
Intellectual Property
Operational domain
Legal
Topics
Financial Services Software & Technology

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