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Visa Patent EP4627508A1 for Secure NFC Card Activation

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Published March 11th, 2026
Detected March 26th, 2026
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Summary

The European Patent Office has published Visa's patent application EP4627508A1 for a secure NFC card activation method. This patent, designated for several European countries, outlines a system for activating near-field communication cards, potentially impacting payment processing and device security.

What changed

The European Patent Office (EPO) has published patent application EP4627508A1, filed by Visa International Service Association, concerning a method for secure NFC card activation. The patent, with publication date March 11, 2026, details specific IPC classifications related to payment transactions and card activation processes. It is designated for a wide range of European countries, including Germany, France, and the UK.

This publication represents a new patent grant and does not impose immediate regulatory obligations on businesses. However, companies operating in the payment technology and NFC space, particularly those in the designated European states, should be aware of this patent. It may affect future product development, licensing strategies, and potential intellectual property disputes related to secure payment card activation technologies.

Source document (simplified)

← EPO Patent Bulletin

SECURE NFC CARD ACTIVATION

Publication EP4627508A1 Kind: A1 Mar 11, 2026

Applicants

Visa International Service Association

Inventors

CHEN, Yuexi, LAI, Chackan

IPC Classifications

G06Q 20/32 20120101AFI20251119BHEP G06Q 20/34 20120101ALI20251119BHEP G06Q 20/40 20120101ALI20251119BHEP G06Q 20/38 20120101ALI20251119BHEP

Designated States

AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LI, LT, LU, LV, MC, ME, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR

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Named provisions

SECURE NFC CARD ACTIVATION

Classification

Agency
EPO
Published
March 11th, 2026
Instrument
Notice
Legal weight
Non-binding
Stage
Final
Change scope
Minor
Document ID
EP4627508A1

Who this affects

Applies to
Financial advisers Investors Retailers
Industry sector
5222 Fintech & Digital Payments 3341 Computer & Electronics Manufacturing
Activity scope
Payment Processing Device Security
Geographic scope
European Union EU

Taxonomy

Primary area
Financial Services
Operational domain
IT Security
Topics
Payments Technology

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