Truist Bank ATM QR Mode Switching, Apr 21
Summary
The USPTO granted Truist Bank Patent US12609004B2 on April 21, 2026, covering a computer-implemented method for switching ATM operating modes via QR code. The patent enables users to toggle between a default text-based interface and a basic graphical mode. Filed February 21, 2025 as Application No. 19059931 with 20 claims, assigned to inventors Karie Padgett and Mandy Zahl. Banks and financial institutions may face increased competitive pressure to develop similar accessible ATM interfaces, potentially creating licensing opportunities for QR-based accessibility features.
“A computing device, a computer program product, and a computer-implemented method for enabling a user to select between a default ATM operating mode in which actions are visually represented on a user interface with words, and a basic ATM operating mode in which actions are represented on the user interface with graphical images.”
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GovPing monitors USPTO Patent Grants - Business Methods (G06Q) for new banking & finance regulatory changes. Every update since tracking began is archived, classified, and available as free RSS or email alerts — 37 changes logged to date.
What changed
The USPTO granted Truist Bank Patent US12609004B2 on April 21, 2026, covering a method and system for automatically switching ATM operating modes via QR code. The invention allows users to select between a default mode displaying text on the ATM interface and a basic mode displaying graphical images. The patent includes 20 claims and CPC classifications in the G07F/G06Q financial services range.
Banks and ATM operators should monitor this patent for potential licensing discussions or competitive implications for accessibility-focused ATM development. Technology companies providing ATM software or hardware solutions may also need to assess whether their products fall within the scope of these claims.
Archived snapshot
Apr 24, 2026GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.
Automatic switching between ATM operating modes via QR code
Grant US12609004B2 Kind: B2 Apr 21, 2026
Assignee
Truist Bank
Inventors
Karie Padgett, Mandy Zahl
Abstract
A computing device, a computer program product, and a computer-implemented method for enabling a user to select between a default ATM operating mode in which actions are visually represented on a user interface with words, and a basic ATM operating mode in which actions are represented on the user interface with graphical images.
CPC Classifications
G07F 19/20 G06Q 20/1085 G06Q 20/3221
Filing Date
2025-02-21
Application No.
19059931
Claims
20
Named provisions
Parties
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