Synchrony Bank Granted Patent for Data Security Integration System
Summary
USPTO granted patent US12602688B2 to Synchrony Bank for a data security integration system enabling merchant websites to integrate account security elements without framework conflicts. The system uses dual routines where a first routine handles merchant website functions while a second routine maintains account security, with automatic framework updates that don't affect the security routine. Both routines operate concurrently on client devices to facilitate data security.
What changed
USPTO granted patent US12602688B2 to Synchrony Bank covering a data security integration system for merchant websites. The patent describes routines structured to avoid conflicts when integrating account security elements with merchant website frameworks. The first routine handles merchant website functions while the second routine maintains account security, with the framework automatically updating while the security routine remains unchanged.
Affected parties include financial institutions, e-commerce platforms, and merchants using integrated payment security systems. While patent grants do not create immediate compliance obligations, they may influence future product development strategies and competitive positioning in the payments security space.
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Apr 17, 2026GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.
Framework free integration
Grant US12602688B2 Kind: B2 Apr 14, 2026
Assignee
Synchrony Bank
Inventors
Viveka Vardhan Ravi, Anil Kumar Mothea
Abstract
Examples describe data security and routines structured to avoid conflicts. One example includes accessing data for a merchant website including a framework with a first routine for a function, and accessing an account security element for the merchant website with a second routine associated with an account security system for the function. The second routine is optimized to avoid conflicts with the first routine. The framework is automatically updated while the second routine is maintained with no changes. The merchant website data is then transmitted with the updated first routine and the account security element with the second routine, where the updated first routine and the second routine facilitate data security on the client device without framework conflicts when the updated first routine for the function and the second routine for the function operate concurrently on the client device.
CPC Classifications
G06Q 20/401 G06Q 20/02 G06Q 20/12 G06Q 20/20 G06Q 20/385 G06Q 20/4016 G06F 9/46 H04L 41/0873 H04L 41/0823 H04L 41/082
Filing Date
2024-06-29
Application No.
18759828
Claims
20
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