Permitted Payment Stablecoin Issuer AML/CFT Program Requirements
Summary
FinCEN published a Notice of Proposed Rulemaking on April 8, 2026, introducing Anti-Money Laundering/Countering the Financing of Terrorism (AML/CFT) program requirements and sanctions compliance obligations for permitted payment stablecoin issuers. The proposal would establish mandatory Bank Secrecy Act compliance frameworks for stablecoin issuers, including program development, oversight, and reporting requirements. Affected parties include stablecoin issuers and financial institutions facilitating permitted payment stablecoin transactions.
What changed
FinCEN published a Notice of Proposed Rulemaking (NPRM) on April 8, 2026, establishing proposed Anti-Money Laundering/Countering the Financing of Terrorism (AML/CFT) program requirements and sanctions compliance obligations specifically for permitted payment stablecoin issuers. The proposal would require covered stablecoin issuers to develop, implement, and maintain written AML/CFT compliance programs meeting Bank Secrecy Act standards.
Stablecoin issuers and fintech companies facilitating permitted payment stablecoin transactions should review the proposed requirements and prepare public comments. The proposal represents FinCEN's continued focus on applying traditional financial crime compliance frameworks to digital asset activities, and compliance programs must address both AML/CFT and OFAC sanctions requirements once finalized.
What to do next
- Submit public comments during the consultation period
- Review proposed AML/CFT program requirements for stablecoin issuers
- Assess sanctions compliance obligations for permitted payment stablecoin activities
Archived snapshot
Apr 9, 2026GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.
Permitted Payment Stablecoin Issuer Anti-Money Laundering/Countering the Financing of Terrorism Program and Sanctions Compliance Program Requirements
PPSI-AMLCFT-NPRM.pdf (1.9 MB) Release Date
April 08, 2026
Action Type Notice of Proposed Rulemaking (NPRM)
- Resources
- Alerts/Advisories/Notices/ Bulletins/Fact Sheets
- Bank Secrecy Act Filing Information
- Beneficial Ownership Information Reporting
- Financial Trend Analyses
- Financial Institutions
- FinCEN Exchange
- Innovation
- International
- Law Enforcement
- Ransomware
- Residential Real Estate Reporting
- Suspicious Activity Report (SAR)
- Scams
- Statutes and Regulations
- Whistleblower Program
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