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Commercial Banks Financial Statement Disclosure Amendments - Capital Markets Exposures

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Summary

RBI issued Third Amendment Directions (2026) amending Commercial Banks – Financial Statements: Presentation and Disclosures Directions. The amendment deletes sub-paragraph 10(5)(ii) and inserts new sub-paragraph (iia) regarding 'Exposure to Capital Markets' disclosure requirements. Banks must now provide detailed line-item disclosures for capital market exposures including direct equity investments, IPO financing, acquisition finance, and underwriting commitments.

What changed

The RBI issued Third Amendment Directions (Revised) modifying the Commercial Banks Financial Statements: Presentation and Disclosures Directions, 2025. The amendment deletes existing sub-paragraph 10(5)(ii) and replaces it with new sub-paragraph (iia) titled 'Exposure to Capital Markets.' The new disclosure framework requires banks to report nine categories of capital market exposures: direct equity investments, advances for share investments, collateralized share advances, credit facilities to Capital Market Intermediaries, acquisition finance (including overseas branch financing and bridge finance), financing to non-debt mutual funds, and underwriting commitments. The table format requires current year and previous year figures in ₹ crore.

Commercial banks must immediately update their financial statement templates and disclosure practices to incorporate the new capital markets exposure reporting format. Banks should ensure deletion of any references to the superseded sub-paragraph 10(5)(ii) and replacement with the new comprehensive nine-category disclosure table. These amended directions are effective from March 30, 2026, and should be reflected in upcoming financial statements. Compliance teams should coordinate with accounting and reporting units to implement these changes.

What to do next

  1. Update financial statement templates to include the new sub-paragraph (iia) 'Exposure to Capital Markets' table with nine disclosure categories
  2. Remove all references to deleted sub-paragraph 10(5)(ii) from existing disclosures
  3. Implement dual-year reporting format (Current Year and Previous Year) in ₹ crore for all capital market exposure line items

Archived snapshot

Mar 31, 2026

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| Reserve Bank of India (Commercial Banks – Financial Statements: Presentation and Disclosures) – Third Amendment Directions, 2026 (Revised) | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| | RBI/2025-26/257
DOR.CRE.REC.449/21.04.018/2025-26

March 30, 2026

Reserve Bank of India (Commercial Banks – Financial Statements: Presentation and Disclosures) – Third Amendment Directions, 2026 (Revised)

Please refer to Reserve Bank of India (Commercial Banks - Financial Statements: Presentation and Disclosures) Directions, 2025 (hereinafter referred to as ‘the Directions’).

  1. On a review, consequent to the issuance of the Reserve Bank of India (Commercial Banks – Credit Facilities) Amendment Directions, 2026 (Revised) dated March 30, 2026, and in exercise of the powers conferred by the sections 21 and 35A of the Banking Regulation Act, 1949 and all other laws enabling the Reserve Bank of India (hereinafter called the Reserve Bank) in this regard, the Reserve Bank being satisfied that it is necessary and expedient in the public interest so to do, hereby issues the Amendment Directions (Revised) hereinafter specified.

  2. The Amendment Directions (Revised) modify the Directions as under:

3(1) In paragraph 10(5) titled ‘Exposures’ of ‘Chapter-III Disclosure in Financial Statements – Notes to Accounts’ of the Directions, the following modifications shall be effected:

3(1)(i) Sub-paragraph 10(5)(ii) shall be deleted.

3(1)(ii) After sub-paragraph 10(5)(ii), the following new sub- paragraph (iia) shall be inserted:

(iia) Exposure to Capital Markets

\| (Amount in ₹ crore) \| \| \| \|
\| Sr. No. \| Particulars \| Current Year \| Previous Year \|
\| (i) \| Direct investment in equity and preference shares; convertible bonds; convertible debentures; units of non-debt mutual fund schemes; units of REITs and InvITs and units of Alternative Investment Funds (AIFs) \| \| \|
\| (ii) \| Advances to individuals for investment in shares (including IPOs/FPOs/ESOPs), convertible bonds, convertible debentures, and units of non-debt mutual fund schemes \| \| \|
\| (iii) \| Advances for any other purposes where shares or convertible bonds or convertible debentures or units of non-debt mutual fund schemes are taken as primary security \| \| \|
\| (iv) \| Advances for any other purposes to the extent secured by collateral of shares, convertible bonds, convertible debentures or units of non-debt mutual fund schemes, where the advances are extended on the principal strength of such collateral \| \| \|
\| (v) \| All credit facilities to Capital Market Intermediaries (CMIs) \| \| \|
\| (vi) \| Acquisition finance \| \| \|
\| \| Out of (vi) acquisition finance by overseas branches of Indian banks \| \| \|
\| \| Out of (vi) Bridge Finance for meeting own funds requirement of acquiring companies \| \| \|
\| (vii) \| Financing to non-debt mutual fund schemes. \| \| \|
\| (viii) \| Bridge finance to companies for meeting upfront contribution to the equity of new companies being set up \| \| \|
\| (ix) \| Underwriting commitments taken up by the banks in respect of primary issue of shares or convertible bonds or convertible debentures or bonds where end use is acquisition finance or units of non-debt mutual fund schemes \| \| \|
\| (x) \| Irrevocable Payment Commitments issued by custodian banks on behalf of its clients in favour of clearing corporations of stock exchanges \| \| \|
\| (xi) \| Trade exposures of a bank, which is acting as a clearing member in equity derivative and commodity derivative transactions, to its client, including funded initial margins placed on behalf of clients, where permissible \| \| \|
\| \| Total exposure to capital market \| \| \|
Note: The capital market exposure reported in the table above shall be computed in terms of Reserve Bank of India (Commercial Banks - Concentration Risk Management) Directions, 2025 read with Reserve Bank of India (Commercial Banks – Credit Facilities) Directions, 2025.

  1. The above revised amendments shall come into force from the date a bank decides to implement the provisions of the Reserve Bank of India (Commercial Banks – Credit Facilities) Amendment Directions, 2026 (Revised) dated March 30, 2026 or from July 1, 2026, whichever is earlier, and shall supersede the Reserve Bank of India (Commercial Banks – Financial Statements: Presentation and Disclosures) – Third Amendment Directions, 2026 dated February 13, 2026.

Vaibhav Chaturvedi
(Chief General Manager) | (Amount in ₹ crore) | | | | Sr. No. | Particulars | Current Year | Previous Year | (i) | Direct investment in equity and preference shares; convertible bonds; convertible debentures; units of non-debt mutual fund schemes; units of REITs and InvITs and units of Alternative Investment Funds (AIFs) | | | (ii) | Advances to individuals for investment in shares (including IPOs/FPOs/ESOPs), convertible bonds, convertible debentures, and units of non-debt mutual fund schemes | | | (iii) | Advances for any other purposes where shares or convertible bonds or convertible debentures or units of non-debt mutual fund schemes are taken as primary security | | | (iv) | Advances for any other purposes to the extent secured by collateral of shares, convertible bonds, convertible debentures or units of non-debt mutual fund schemes, where the advances are extended on the principal strength of such collateral | | | (v) | All credit facilities to Capital Market Intermediaries (CMIs) | | | (vi) | Acquisition finance | | | | Out of (vi) acquisition finance by overseas branches of Indian banks | | | | Out of (vi) Bridge Finance for meeting own funds requirement of acquiring companies | | | (vii) | Financing to non-debt mutual fund schemes. | | | (viii) | Bridge finance to companies for meeting upfront contribution to the equity of new companies being set up | | | (ix) | Underwriting commitments taken up by the banks in respect of primary issue of shares or convertible bonds or convertible debentures or bonds where end use is acquisition finance or units of non-debt mutual fund schemes | | | (x) | Irrevocable Payment Commitments issued by custodian banks on behalf of its clients in favour of clearing corporations of stock exchanges | | | (xi) | Trade exposures of a bank, which is acting as a clearing member in equity derivative and commodity derivative transactions, to its client, including funded initial margins placed on behalf of clients, where permissible | | | | Total exposure to capital market | | |
| (Amount in ₹ crore) | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| Sr. No. | Particulars | Current Year | Previous Year | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| (i) | Direct investment in equity and preference shares; convertible bonds; convertible debentures; units of non-debt mutual fund schemes; units of REITs and InvITs and units of Alternative Investment Funds (AIFs) | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| (ii) | Advances to individuals for investment in shares (including IPOs/FPOs/ESOPs), convertible bonds, convertible debentures, and units of non-debt mutual fund schemes | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| (iii) | Advances for any other purposes where shares or convertible bonds or convertible debentures or units of non-debt mutual fund schemes are taken as primary security | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| (iv) | Advances for any other purposes to the extent secured by collateral of shares, convertible bonds, convertible debentures or units of non-debt mutual fund schemes, where the advances are extended on the principal strength of such collateral | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| (v) | All credit facilities to Capital Market Intermediaries (CMIs) | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| (vi) | Acquisition finance | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| | Out of (vi) acquisition finance by overseas branches of Indian banks | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| | Out of (vi) Bridge Finance for meeting own funds requirement of acquiring companies | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| (vii) | Financing to non-debt mutual fund schemes. | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| (viii) | Bridge finance to companies for meeting upfront contribution to the equity of new companies being set up | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| (ix) | Underwriting commitments taken up by the banks in respect of primary issue of shares or convertible bonds or convertible debentures or bonds where end use is acquisition finance or units of non-debt mutual fund schemes | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| (x) | Irrevocable Payment Commitments issued by custodian banks on behalf of its clients in favour of clearing corporations of stock exchanges | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| (xi) | Trade exposures of a bank, which is acting as a clearing member in equity derivative and commodity derivative transactions, to its client, including funded initial margins placed on behalf of clients, where permissible | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| | Total exposure to capital market | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | RBI/2025-26/257
DOR.CRE.REC.449/21.04.018/2025-26

March 30, 2026

Reserve Bank of India (Commercial Banks – Financial Statements: Presentation and Disclosures) – Third Amendment Directions, 2026 (Revised)

Please refer to Reserve Bank of India (Commercial Banks - Financial Statements: Presentation and Disclosures) Directions, 2025 (hereinafter referred to as ‘the Directions’).

  1. On a review, consequent to the issuance of the Reserve Bank of India (Commercial Banks – Credit Facilities) Amendment Directions, 2026 (Revised) dated March 30, 2026, and in exercise of the powers conferred by the sections 21 and 35A of the Banking Regulation Act, 1949 and all other laws enabling the Reserve Bank of India (hereinafter called the Reserve Bank) in this regard, the Reserve Bank being satisfied that it is necessary and expedient in the public interest so to do, hereby issues the Amendment Directions (Revised) hereinafter specified.

  2. The Amendment Directions (Revised) modify the Directions as under:

3(1) In paragraph 10(5) titled ‘Exposures’ of ‘Chapter-III Disclosure in Financial Statements – Notes to Accounts’ of the Directions, the following modifications shall be effected:

3(1)(i) Sub-paragraph 10(5)(ii) shall be deleted.

3(1)(ii) After sub-paragraph 10(5)(ii), the following new sub- paragraph (iia) shall be inserted:

(iia) Exposure to Capital Markets

| (Amount in ₹ crore) | | | |
| Sr. No. | Particulars | Current Year | Previous Year |
| (i) | Direct investment in equity and preference shares; convertible bonds; convertible debentures; units of non-debt mutual fund schemes; units of REITs and InvITs and units of Alternative Investment Funds (AIFs) | | |
| (ii) | Advances to individuals for investment in shares (including IPOs/FPOs/ESOPs), convertible bonds, convertible debentures, and units of non-debt mutual fund schemes | | |
| (iii) | Advances for any other purposes where shares or convertible bonds or convertible debentures or units of non-debt mutual fund schemes are taken as primary security | | |
| (iv) | Advances for any other purposes to the extent secured by collateral of shares, convertible bonds, convertible debentures or units of non-debt mutual fund schemes, where the advances are extended on the principal strength of such collateral | | |
| (v) | All credit facilities to Capital Market Intermediaries (CMIs) | | |
| (vi) | Acquisition finance | | |
| | Out of (vi) acquisition finance by overseas branches of Indian banks | | |
| | Out of (vi) Bridge Finance for meeting own funds requirement of acquiring companies | | |
| (vii) | Financing to non-debt mutual fund schemes. | | |
| (viii) | Bridge finance to companies for meeting upfront contribution to the equity of new companies being set up | | |
| (ix) | Underwriting commitments taken up by the banks in respect of primary issue of shares or convertible bonds or convertible debentures or bonds where end use is acquisition finance or units of non-debt mutual fund schemes | | |
| (x) | Irrevocable Payment Commitments issued by custodian banks on behalf of its clients in favour of clearing corporations of stock exchanges | | |
| (xi) | Trade exposures of a bank, which is acting as a clearing member in equity derivative and commodity derivative transactions, to its client, including funded initial margins placed on behalf of clients, where permissible | | |
| | Total exposure to capital market | | |
Note: The capital market exposure reported in the table above shall be computed in terms of Reserve Bank of India (Commercial Banks - Concentration Risk Management) Directions, 2025 read with Reserve Bank of India (Commercial Banks – Credit Facilities) Directions, 2025.

  1. The above revised amendments shall come into force from the date a bank decides to implement the provisions of the Reserve Bank of India (Commercial Banks – Credit Facilities) Amendment Directions, 2026 (Revised) dated March 30, 2026 or from July 1, 2026, whichever is earlier, and shall supersede the Reserve Bank of India (Commercial Banks – Financial Statements: Presentation and Disclosures) – Third Amendment Directions, 2026 dated February 13, 2026.

Vaibhav Chaturvedi
(Chief General Manager) | (Amount in ₹ crore) | | | | Sr. No. | Particulars | Current Year | Previous Year | (i) | Direct investment in equity and preference shares; convertible bonds; convertible debentures; units of non-debt mutual fund schemes; units of REITs and InvITs and units of Alternative Investment Funds (AIFs) | | | (ii) | Advances to individuals for investment in shares (including IPOs/FPOs/ESOPs), convertible bonds, convertible debentures, and units of non-debt mutual fund schemes | | | (iii) | Advances for any other purposes where shares or convertible bonds or convertible debentures or units of non-debt mutual fund schemes are taken as primary security | | | (iv) | Advances for any other purposes to the extent secured by collateral of shares, convertible bonds, convertible debentures or units of non-debt mutual fund schemes, where the advances are extended on the principal strength of such collateral | | | (v) | All credit facilities to Capital Market Intermediaries (CMIs) | | | (vi) | Acquisition finance | | | | Out of (vi) acquisition finance by overseas branches of Indian banks | | | | Out of (vi) Bridge Finance for meeting own funds requirement of acquiring companies | | | (vii) | Financing to non-debt mutual fund schemes. | | | (viii) | Bridge finance to companies for meeting upfront contribution to the equity of new companies being set up | | | (ix) | Underwriting commitments taken up by the banks in respect of primary issue of shares or convertible bonds or convertible debentures or bonds where end use is acquisition finance or units of non-debt mutual fund schemes | | | (x) | Irrevocable Payment Commitments issued by custodian banks on behalf of its clients in favour of clearing corporations of stock exchanges | | | (xi) | Trade exposures of a bank, which is acting as a clearing member in equity derivative and commodity derivative transactions, to its client, including funded initial margins placed on behalf of clients, where permissible | | | | Total exposure to capital market | | |
| RBI/2025-26/257
DOR.CRE.REC.449/21.04.018/2025-26

March 30, 2026

Reserve Bank of India (Commercial Banks – Financial Statements: Presentation and Disclosures) – Third Amendment Directions, 2026 (Revised)

Please refer to Reserve Bank of India (Commercial Banks - Financial Statements: Presentation and Disclosures) Directions, 2025 (hereinafter referred to as ‘the Directions’).

  1. On a review, consequent to the issuance of the Reserve Bank of India (Commercial Banks – Credit Facilities) Amendment Directions, 2026 (Revised) dated March 30, 2026, and in exercise of the powers conferred by the sections 21 and 35A of the Banking Regulation Act, 1949 and all other laws enabling the Reserve Bank of India (hereinafter called the Reserve Bank) in this regard, the Reserve Bank being satisfied that it is necessary and expedient in the public interest so to do, hereby issues the Amendment Directions (Revised) hereinafter specified.

  2. The Amendment Directions (Revised) modify the Directions as under:

3(1) In paragraph 10(5) titled ‘Exposures’ of ‘Chapter-III Disclosure in Financial Statements – Notes to Accounts’ of the Directions, the following modifications shall be effected:

3(1)(i) Sub-paragraph 10(5)(ii) shall be deleted.

3(1)(ii) After sub-paragraph 10(5)(ii), the following new sub- paragraph (iia) shall be inserted:

(iia) Exposure to Capital Markets

| (Amount in ₹ crore) | | | |
| Sr. No. | Particulars | Current Year | Previous Year |
| (i) | Direct investment in equity and preference shares; convertible bonds; convertible debentures; units of non-debt mutual fund schemes; units of REITs and InvITs and units of Alternative Investment Funds (AIFs) | | |
| (ii) | Advances to individuals for investment in shares (including IPOs/FPOs/ESOPs), convertible bonds, convertible debentures, and units of non-debt mutual fund schemes | | |
| (iii) | Advances for any other purposes where shares or convertible bonds or convertible debentures or units of non-debt mutual fund schemes are taken as primary security | | |
| (iv) | Advances for any other purposes to the extent secured by collateral of shares, convertible bonds, convertible debentures or units of non-debt mutual fund schemes, where the advances are extended on the principal strength of such collateral | | |
| (v) | All credit facilities to Capital Market Intermediaries (CMIs) | | |
| (vi) | Acquisition finance | | |
| | Out of (vi) acquisition finance by overseas branches of Indian banks | | |
| | Out of (vi) Bridge Finance for meeting own funds requirement of acquiring companies | | |
| (vii) | Financing to non-debt mutual fund schemes. | | |
| (viii) | Bridge finance to companies for meeting upfront contribution to the equity of new companies being set up | | |
| (ix) | Underwriting commitments taken up by the banks in respect of primary issue of shares or convertible bonds or convertible debentures or bonds where end use is acquisition finance or units of non-debt mutual fund schemes | | |
| (x) | Irrevocable Payment Commitments issued by custodian banks on behalf of its clients in favour of clearing corporations of stock exchanges | | |
| (xi) | Trade exposures of a bank, which is acting as a clearing member in equity derivative and commodity derivative transactions, to its client, including funded initial margins placed on behalf of clients, where permissible | | |
| | Total exposure to capital market | | |
Note: The capital market exposure reported in the table above shall be computed in terms of Reserve Bank of India (Commercial Banks - Concentration Risk Management) Directions, 2025 read with Reserve Bank of India (Commercial Banks – Credit Facilities) Directions, 2025.

  1. The above revised amendments shall come into force from the date a bank decides to implement the provisions of the Reserve Bank of India (Commercial Banks – Credit Facilities) Amendment Directions, 2026 (Revised) dated March 30, 2026 or from July 1, 2026, whichever is earlier, and shall supersede the Reserve Bank of India (Commercial Banks – Financial Statements: Presentation and Disclosures) – Third Amendment Directions, 2026 dated February 13, 2026.

Vaibhav Chaturvedi
(Chief General Manager) | (Amount in ₹ crore) | | | | Sr. No. | Particulars | Current Year | Previous Year | (i) | Direct investment in equity and preference shares; convertible bonds; convertible debentures; units of non-debt mutual fund schemes; units of REITs and InvITs and units of Alternative Investment Funds (AIFs) | | | (ii) | Advances to individuals for investment in shares (including IPOs/FPOs/ESOPs), convertible bonds, convertible debentures, and units of non-debt mutual fund schemes | | | (iii) | Advances for any other purposes where shares or convertible bonds or convertible debentures or units of non-debt mutual fund schemes are taken as primary security | | | (iv) | Advances for any other purposes to the extent secured by collateral of shares, convertible bonds, convertible debentures or units of non-debt mutual fund schemes, where the advances are extended on the principal strength of such collateral | | | (v) | All credit facilities to Capital Market Intermediaries (CMIs) | | | (vi) | Acquisition finance | | | | Out of (vi) acquisition finance by overseas branches of Indian banks | | | | Out of (vi) Bridge Finance for meeting own funds requirement of acquiring companies | | | (vii) | Financing to non-debt mutual fund schemes. | | | (viii) | Bridge finance to companies for meeting upfront contribution to the equity of new companies being set up | | | (ix) | Underwriting commitments taken up by the banks in respect of primary issue of shares or convertible bonds or convertible debentures or bonds where end use is acquisition finance or units of non-debt mutual fund schemes | | | (x) | Irrevocable Payment Commitments issued by custodian banks on behalf of its clients in favour of clearing corporations of stock exchanges | | | (xi) | Trade exposures of a bank, which is acting as a clearing member in equity derivative and commodity derivative transactions, to its client, including funded initial margins placed on behalf of clients, where permissible | | | | Total exposure to capital market | | | |
| (Amount in ₹ crore) | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| Sr. No. | Particulars | Current Year | Previous Year | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| (i) | Direct investment in equity and preference shares; convertible bonds; convertible debentures; units of non-debt mutual fund schemes; units of REITs and InvITs and units of Alternative Investment Funds (AIFs) | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| (ii) | Advances to individuals for investment in shares (including IPOs/FPOs/ESOPs), convertible bonds, convertible debentures, and units of non-debt mutual fund schemes | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| (iii) | Advances for any other purposes where shares or convertible bonds or convertible debentures or units of non-debt mutual fund schemes are taken as primary security | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| (iv) | Advances for any other purposes to the extent secured by collateral of shares, convertible bonds, convertible debentures or units of non-debt mutual fund schemes, where the advances are extended on the principal strength of such collateral | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| (v) | All credit facilities to Capital Market Intermediaries (CMIs) | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| (vi) | Acquisition finance | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| | Out of (vi) acquisition finance by overseas branches of Indian banks | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| | Out of (vi) Bridge Finance for meeting own funds requirement of acquiring companies | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| (vii) | Financing to non-debt mutual fund schemes. | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| (viii) | Bridge finance to companies for meeting upfront contribution to the equity of new companies being set up | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| (ix) | Underwriting commitments taken up by the banks in respect of primary issue of shares or convertible bonds or convertible debentures or bonds where end use is acquisition finance or units of non-debt mutual fund schemes | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| (x) | Irrevocable Payment Commitments issued by custodian banks on behalf of its clients in favour of clearing corporations of stock exchanges | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| (xi) | Trade exposures of a bank, which is acting as a clearing member in equity derivative and commodity derivative transactions, to its client, including funded initial margins placed on behalf of clients, where permissible | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| | Total exposure to capital market | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |

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Named provisions

Exposures Chapter III - Disclosure in Financial Statements – Notes to Accounts Exposure to Capital Markets

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Last updated

Classification

Agency
RBI
Published
March 30th, 2026
Instrument
Rule
Legal weight
Binding
Stage
Final
Change scope
Substantive
Document ID
RBI/2025-26/257 / DOR.CRE.REC.449/21.04.018/2025-26
Supersedes
Reserve Bank of India (Commercial Banks - Financial Statements: Presentation and Disclosures) Directions, 2025

Who this affects

Applies to
Banks
Industry sector
5221 Commercial Banking
Activity scope
Financial Statement Disclosures Banking Disclosures
Geographic scope
IN IN

Taxonomy

Primary area
Banking
Operational domain
Compliance, Financial Reporting
Topics
Financial Services Securities

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