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Quantum-Safe Payments Education Blog Series Launched for World Quantum Day

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Summary

NACHA's Payments Innovation Alliance launched a seven-part educational blog series on quantum-safe payments in support of World Quantum Day. The series translates the Alliance's foundational paper on quantum computing risks into practical guidance for the payments ecosystem. Blogs cover topics including quantum computing myths, getting started with quantum-safe planning, conducting risk assessments, and building readiness plans for organizations at every stage of quantum readiness.

What changed

NACHA's Payments Innovation Alliance launched a seven-part educational blog series on quantum-safe payments in support of World Quantum Day. The series builds on the Alliance's foundational paper "Protecting Payments in the Quantum Era: Setting a Course for Action" and provides practical guidance to help the payments ecosystem transition from awareness to action on quantum computing threats to cryptographic protections. Topics include quantum payments myths, getting started with quantum-safe planning, risk assessment steps, and building organizational readiness plans.

The blog series is designed for organizations at every stage of quantum-safe readiness, from those just beginning to those who have already begun implementation. The content is informational and aims to help stakeholders understand the vulnerabilities of encrypted transactions—including ACH, instant payments, card payments, and digital wallets—to quantum computing threats and how to prepare responsibly.

What to do next

  1. Monitor for updates on quantum-safe payments guidance
  2. Explore the Alliance's foundational paper on quantum-era payment protection
  3. Visit the Quantum Payments Project Team page to join the conversation

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Apr 14, 2026

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April 14, 2026

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RESTON, Virginia, April 14, 2026 – In support of World Quantum Day, Nacha’s Payments Innovation Alliance is expanding its leadership on quantum-safe payments with the launch of a new educational blog series from industry experts designed to help the payments ecosystem move from awareness to action.

The blog series builds on the Alliance’s foundational paper, “ Protecting Payments in the Quantum Era: Setting a Course for Action,” which outlines how quantum computing could impact today’s cryptographic protections and what payments stakeholders should begin doing now to prepare. Together, the paper and blogs provide a practical road map—translating emerging theory into clear, industry-relevant guidance for organizations at every stage of readiness.

“The Alliance exists to bring together the brightest minds in our industry to explore what’s next,” said Jennifer West, AAP, AFPP, APRP, Senior Director, Payments Innovation Alliance, Education & Accreditation at Nacha. “Quantum technologies represent a frontier that will fundamentally reshape how we secure, move, and validate payments. Our work—starting with the paper and now extended through this blog series—is about helping the industry understand what’s real, what’s coming, and how to prepare responsibly.”

Blog Series Include:

  1. Quantum Payments Myths: What’s Real, What’s Hype, and Why It Matters? ” by Mark Dixon, AAP, AFPP, APRP, CTP, NCP, Senior Consultant, Nacha Consulting.
  2. How Can a Payments Industry Stakeholder Get Started with Becoming Quantum-Safe? ” by Jennifer Miller, AAP, APRP, NCP.
  3. Why Should Payments Industry Stakeholders Begin Quantum-Safe Strategic Planning? ” by Jennifer Miller, AAP, APRP, NCP.
  4. Are Your Assets—and Their Weak Points—Ready for a Quantum Future? ” by Anne-Marie Leake, AAP, CCM, VP, Communications, ePayResources.
  5. What are the Steps for Conducting a Quantum-Safe Payments Risk Assessment? ” by Anne-Marie Leake, AAP, CCM, VP, Communications, ePayResources.
  6. How Can Your Organization Build a Quantum Safe Payments Readiness Plan? ” by Atul Choudhari, AAP, AFPP, APRP, Director of Payments, Finzly.
  7. How is Quantum Computing Used in Everyday Life? ” by Nanci McKenzie, AAP, APRP, CAMS, JM, Director, Treasury Management Payments Expert, Capital One. “Quantum-safe payments is one of the most important issues facing the financial services industry today,” said Jane Wallace, AAP, Principal, Wallace Consulting and a subgroup leader of the Alliance’s Quantum Payments Project Team. “Every encrypted transaction, from ACH, instant payments, card payments and digital wallets, could be vulnerable if not upgraded to quantum-safe standards.”

“Our goal,” Wallace continued, “is to share information to help stakeholders of all sizes and at all stages of their quantum-safe journey—from those just starting or those who have already begun.”

Payments professionals are invited to explore the paper, blogs, and related resources. Visit the Alliance’s Quantum Payments Project Team page to join the conversation about securing the future of payments with quantum-safe cryptographic technology.

About Nacha
Nacha governs the thriving ACH Network, the payment system that drives safe, smart, and fast Direct Deposits and Direct Payments with the capability to reach all U.S. bank and credit union accounts. There were 35.2 billion ACH Network payments made in 2025, valued at $93 trillion. Through problem-solving and consensus-building among diverse payment industry stakeholders, Nacha advances innovation and interoperability in the payments system. Nacha develops rules and standards, provides industry solutions, and delivers education, accreditation, and advisory services.


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Classification

Agency
NACHA
Published
April 14th, 2026
Instrument
Notice
Legal weight
Non-binding
Stage
Final
Change scope
Minor

Who this affects

Applies to
Banks Financial advisers Technology companies
Industry sector
5222 Fintech & Digital Payments
Activity scope
Cybersecurity planning Risk assessment Payments infrastructure
Geographic scope
United States US

Taxonomy

Primary area
Cybersecurity
Operational domain
IT Security
Topics
Financial Services Telecommunications

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