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EPO Patent EP3497647A1: Card Security Code Generation System

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Published March 11th, 2026
Detected March 25th, 2026
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Summary

The European Patent Office has published patent application EP3497647A1 for a card security code generation system developed by Ellipse World, Inc. This patent, published on March 11, 2026, relates to methods for generating security codes for prepaid, debit, and credit cards.

What changed

This document is a notice of a published patent application (EP3497647A1) by Ellipse World, Inc. concerning a system for generating security codes for payment cards. The patent application was published by the European Patent Office (EPO) on March 11, 2026, and includes classifications related to transaction processing and security.

As this is a patent publication, there are no immediate compliance obligations or deadlines for regulated entities. However, companies involved in payment processing, card security, or financial technology may wish to review the patent for potential implications on their intellectual property or future product development strategies.

Source document (simplified)

← EPO Patent Bulletin

METHOD FOR A PREPAID, DEBIT AND CREDIT CARD SECURITY CODE GENERATION SYSTEM

Publication EP3497647A1 Kind: A1 Mar 11, 2026

Applicants

Ellipse World, Inc.

Inventors

ESSEBAG, Jacques, POCHIC, Sébastien

IPC Classifications

G06Q 20/34 20120101AFI20180216BHEP G07F 7/08 20060101ALI20180216BHEP G06Q 20/38 20120101ALI20180216BHEP G06Q 20/40 20120101ALI20180216BHEP

Designated States

AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LI, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR

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Named provisions

METHOD FOR A PREPAID, DEBIT AND CREDIT CARD SECURITY CODE GENERATION SYSTEM

Classification

Agency
EPO
Published
March 11th, 2026
Instrument
Notice
Legal weight
Non-binding
Stage
Final
Change scope
Minor
Document ID
EP3497647A1

Who this affects

Applies to
Financial advisers Retailers
Industry sector
5222 Fintech & Digital Payments 5231 Securities & Investments
Activity scope
Payment Processing Card Security
Geographic scope
European Union EU

Taxonomy

Primary area
Financial Services
Operational domain
IT Security
Topics
Cybersecurity Technology

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