Changeflow GovPing Banking & Finance OCC Proposes Rescinding Diversity, Credit Risk ...
Priority review Consultation Removed Consultation

OCC Proposes Rescinding Diversity, Credit Risk Rules Under DOGE Initiative

Favicon for bankingjournal.aba.com ABA Banking Journal Compliance
Published
Detected
Email

Summary

The Office of the Comptroller of the Currency (OCC) issued a proposed rule on April 27, 2026, to rescind or amend three regulations as part of President Trump's Department of Government Efficiency (DOGE) initiative. The changes include removing references to minority- and women-owned entities in community development regulations, eliminating an alternative compliance option for lead arrangers of open market collateralized loan obligations, and deleting nondiscrimination requirements for federal savings associations that the OCC stated are duplicative and lack statutory authority. Public comments on the proposed changes are due by May 27, 2026.

Published by ABA on bankingjournal.aba.com . Detected, standardized, and enriched by GovPing. Review our methodology and editorial standards .

About this source

GovPing monitors ABA Banking Journal Compliance for new banking & finance regulatory changes. Every update since tracking began is archived, classified, and available as free RSS or email alerts — 111 changes logged to date.

What changed

The OCC proposes three regulatory removals: (1) deletion of references to minority- and women-owned entities in the community development corporation and public welfare investment regulations governing national banks; (2) deletion of the alternative compliance option for lead arrangers of open market collateralized loan obligations in the credit risk retention regulation; and (3) deletion of nondiscrimination requirements for federal savings associations. National banks, federal savings associations, and entities involved in community development investments or open market collateralized loan obligations should review these proposed changes during the comment period. The OCC stated the nondiscrimination deletion is justified because those requirements are duplicative of existing legal authorities and lack clear statutory authority.

National banks and federal savings associations should consider submitting comments by May 27, 2026, particularly regarding the impact of removing the credit risk retention alternative for lead arrangers of open market CLOs, which could affect collateralized loan obligation structuring and compliance costs.

Archived snapshot

Apr 28, 2026

GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.

No Result View All Result

April 27, 2026 Reading Time: 1 min read The Office of the Comptroller of the Currency is proposing to rescind regulatory language tied to diversity efforts and credit risk retention as part of President Trump’s Department of Government Efficiency initiative.

Trump last year directed federal agencies to trim “unlawful” regulations as part of the DOGE effort started under Elon Musk. The OCC today issued a proposed rule to rescind or amend three regulations. They are:

  • The deletion of references to minority- and women-owned entities in the regulation governing community development corporations, public welfare investments and other public welfare investments made by national banks.
  • The deletion of the portion of the credit risk retention regulation that provides an alternative compliance option for lead arrangers of open market collateralized loan obligations.
  • The deletion of nondiscrimination requirements for federal savings associations, which the OCC said is duplicative of legal authorities that address discrimination and lacks clear statutory authority. Public comments on the proposed changes are due by May 27.

Tags: Credit risk Investment OCC Share Tweet Pin

Related Posts

FDIC issues relief guidance for Hawaiian banks affected by severe weather

Compliance and Risk April 27, 2026 The FDIC released guidance with steps intended to provide regulatory relief to financial institutions and facilitate recovery in areas of Hawaii affected by low-weather systems.

Treasury begins review of CDFIs for alleged violations

Compliance and Risk April 27, 2026 The Treasury Department announced it has begun a review of certified community development financial institutions to identify potential legal violations or violations of CDFI requirements.

ABA supports proposal to remove reputation risk from Fed supervision

Compliance and Risk April 27, 2026 A recent proposal by the Federal Reserve to remove reputation risk from its bank supervision will enhance objectivity and allow the central bank to focus resources on material risks to the financial condition of a firm, ABA said.

Senate Banking Committee schedules Wednesday vote on Warsh nomination

Economy April 27, 2026 The Senate Banking Committee is scheduled to vote on Wednesday to advance the nomination of Kevin Warsh to be Federal Reserve chairman, with a key Republican committee member having dropped his opposition to the vote.

OCC issues two interim final actions related to IFPA preemption

Legal April 26, 2026 The OCC’s interim final order confirms that federal law preempts the IFPA, expressly providing that national banks and federal savings associations are neither subject to nor required to comply with this state law.

Treasury hosts community bank leaders for financial literacy roundtable

Community Banking April 24, 2026 The event provided the Treasury secretary and agency leaders the opportunity to hear firsthand about successful financial literacy efforts. The discussion will help inform Treasury’s ongoing work to update the National Strategy on Financial Literacy. Participants also highlighted...

NEWSBYTES

FDIC issues relief guidance for Hawaiian banks affected by severe weather

April 27, 2026

OCC seeks comment on proposed DOGE regulatory rollbacks

April 27, 2026

Treasury begins review of CDFIs for alleged violations

April 27, 2026

SPONSORED CONTENT

Why Your Systems Keep Slowing Down — and What to Do About It

April 21, 2026

How leading banks are enhancing customer engagement through financial data insights

April 10, 2026

Check Fraud Is Outpacing Legacy Controls. What Banks Should Evaluate Now.

April 1, 2026

How top agricultural lenders are approaching AI, automation and innovation in 2026

March 2, 2026

PODCASTS

Podcast: ABA’s ecosystem strategy to tackle fraud

April 22, 2026

Podcast: Capitalizing on opportunities to serve high-net-worth clients

April 9, 2026

Podcast: Are credit union commercial loans risky business?

March 30, 2026
American Bankers Association
1333 New Hampshire Ave NW
Washington, DC 20036
1-800-BANKERS (800-226-5377)
www.aba.com
About ABA
Privacy Policy
Contact ABA

ABA Banking Journal
About ABA Banking Journal
Media Kit
Advertising
Subscribe

© 2026 American Bankers Association. All rights reserved.

No Result View All Result

Get daily alerts for ABA Banking Journal Compliance

Daily digest delivered to your inbox.

Free. Unsubscribe anytime.

About this page

What is GovPing?

Every important government, regulator, and court update from around the world. One place. Real-time. Free. Our mission

What's from the agency?

Source document text, dates, docket IDs, and authority are extracted directly from ABA.

What's AI-generated?

The summary, classification, recommended actions, deadlines, and penalty information are AI-generated from the original text and may contain errors. Always verify against the source document.

Last updated

Classification

Agency
ABA
Published
April 27th, 2026
Comment period closes
May 27th, 2026 (29 days)
Compliance deadline
May 27th, 2026 (29 days)
Instrument
Consultation
Branch
Executive
Legal weight
Non-binding
Stage
Consultation
Change scope
Substantive

Who this affects

Applies to
Banks
Industry sector
5221 Commercial Banking
Activity scope
Community development investment Credit risk retention Federal savings association regulation
Geographic scope
United States US

Taxonomy

Primary area
Banking
Operational domain
Compliance
Compliance frameworks
Dodd-Frank
Topics
Consumer Finance Civil Rights

Get alerts for this source

We'll email you when ABA Banking Journal Compliance publishes new changes.

Free. Unsubscribe anytime.

You're subscribed!