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RMLO Military Licensing Requirements (7 TAC § 55.110)

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Summary

The Texas Department of Savings and Mortgage Lending adopted amendments to 7 TAC § 55.110, governing RMLO licensing for military service members, military veterans, and military spouses. The adopted rule takes effect November 16, 2025, and will be published in the Texas Register. Affected mortgage lenders and originating entities in Texas must ensure compliance with the updated licensing provisions for military applicants.

Published by TX SML on sml.texas.gov . Detected, standardized, and enriched by GovPing. Review our methodology and editorial standards .

What changed

The Department of Savings and Mortgage Lending adopted amendments to 7 TAC § 55.110, modifying the existing regulatory framework for Residential Mortgage Loan Originator licensing as it applies to military service members, military veterans, and military spouses. The rule is effective November 16, 2025, and the adopted text will appear on the Texas Secretary of State website and in the November 7, 2025 Texas Register.

Affected entities including banks, mortgage lenders, and employers should review the adopted amendments to determine how the updated licensing provisions affect their operations and hiring practices for military-affiliated individuals seeking RMLO credentials in Texas.

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Apr 18, 2026

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Home Mortgage Origination Adopted Rules Notice: RMLO Military Licensing Requirements (7 TAC § 55.110)

Adopted Rules Notice: RMLO Military Licensing Requirements (7 TAC § 55.110)

November 12, 2025 | Mortgage Origination | Department of Savings and Mortgage Lending

Last Updated on November 12, 2025

Effective November 16, 2025, the Department of Savings and Mortgage Lending adopts amendments to 7 Texas Administrative Code Section 55.110, concerning Licensing of Military Service Members, Military Veterans, and Military Spouses.

On and after November 16, 2025, the adopted rule will be reflected on the Texas Secretary of State website. Interested persons may also consult the adopted rules notice published in the Texas Register on November 7, 2025.

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Licensing of Military Service Members, Military Veterans, and Military Spouses

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Last updated

Classification

Agency
TX SML
Published
November 16th, 2025
Compliance deadline
November 16th, 2025 (153 days ago)
Instrument
Rule
Legal weight
Binding
Stage
Final
Change scope
Substantive
Document ID
7 TAC § 55.110

Who this affects

Applies to
Banks Employers
Industry sector
5221 Commercial Banking
Activity scope
RMLO licensing Mortgage lending compliance Military licensing
Geographic scope
Texas US-TX

Taxonomy

Primary area
Banking
Operational domain
Regulatory Affairs
Topics
Employment & Labor Consumer Finance

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