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Irinjalakuda Town Co-operative Bank Directive Extended to July 30, 2026

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Summary

The Reserve Bank of India has extended the operational period of directions issued to The Irinjalakuda Town Co-operative Bank Ltd., Kerala under Section 35A read with Section 56 of the Banking Regulation Act, 1949, for a further three months from close of business on April 30, 2026, to close of business on July 30, 2026, subject to review. The extension should not be construed to imply that the RBI is satisfied with the financial position of the bank. Other terms and conditions of the original directive remain unchanged.

“The Reserve Bank of India is satisfied that in the public interest, it is necessary to further extend the period of operation of the Directive beyond close of business on April 30, 2026.”

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What changed

The Reserve Bank of India has extended the directive issued to The Irinjalakuda Town Co-operative Bank Ltd., Kerala for an additional three months. The extension moves the expiry date from close of business on April 30, 2026 to close of business on July 30, 2026. All other terms and conditions of the original directive remain in place. The RBI notes that the extension does not indicate satisfaction with the bank's financial position.

Co-operative banks and financial institutions should note that RBI directives under Section 35A of the Banking Regulation Act can be extended repeatedly while investigations or corrective measures are underway. The repeated extensions of this directive suggest ongoing supervisory concerns regarding the bank's operations. Depositors and stakeholders should monitor for further announcements as the July 2026 deadline approaches.

Archived snapshot

Apr 25, 2026

GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.

Press Releases

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| Date : Apr 24, 2026 | |
| Directions under Section 35A read with Section 56 of the Banking Regulation Act, 1949 – The Irinjalakuda Town Co-operative Bank Ltd., Kerala – Extension of period | |
| | The Reserve Bank of India issued Directions under Section 35A read with Section 56 of the Banking Regulation Act, 1949 to The Irinjalakuda Town Co-operative Bank Ltd., Kerala vide Directive No. CO.DOS.SED.No.D-01/12-22-350/2025-2026 dated July 29, 2025 for a period of six months up to close of business on January 30, 2026, which was extended up to close of business on April 30, 2026 vide Directive No. DOR.MON.No.D-53/12.26.061/2025-26 dated January 19, 2026. The Reserve Bank of India is satisfied that in the public interest, it is necessary to further extend the period of operation of the Directive beyond close of business on April 30, 2026.

  1. Accordingly, the Reserve Bank of India, in the exercise of powers vested in it under sub-section (1) of Section 35A read with Section 56 of the Banking Regulation Act, 1949, hereby extends the Directive for a further period of three months from close of business on April 30, 2026, to close of business on July 30, 2026, subject to review.

  2. The aforesaid extension and /or modification by the Reserve Bank of India should not per-se be construed to imply that the Reserve Bank of India is satisfied with the financial position of the bank.

  3. Other terms and conditions of the Directive under reference, shall remain unchanged.

(Brij Raj)
Chief General Manager

Press Release: 2026-2027/141 | | The Reserve Bank of India issued Directions under Section 35A read with Section 56 of the Banking Regulation Act, 1949 to The Irinjalakuda Town Co-operative Bank Ltd., Kerala vide Directive No. CO.DOS.SED.No.D-01/12-22-350/2025-2026 dated July 29, 2025 for a period of six months up to close of business on January 30, 2026, which was extended up to close of business on April 30, 2026 vide Directive No. DOR.MON.No.D-53/12.26.061/2025-26 dated January 19, 2026. The Reserve Bank of India is satisfied that in the public interest, it is necessary to further extend the period of operation of the Directive beyond close of business on April 30, 2026.

  1. Accordingly, the Reserve Bank of India, in the exercise of powers vested in it under sub-section (1) of Section 35A read with Section 56 of the Banking Regulation Act, 1949, hereby extends the Directive for a further period of three months from close of business on April 30, 2026, to close of business on July 30, 2026, subject to review.

  2. The aforesaid extension and /or modification by the Reserve Bank of India should not per-se be construed to imply that the Reserve Bank of India is satisfied with the financial position of the bank.

  3. Other terms and conditions of the Directive under reference, shall remain unchanged.

(Brij Raj)
Chief General Manager

Press Release: 2026-2027/141 |
| The Reserve Bank of India issued Directions under Section 35A read with Section 56 of the Banking Regulation Act, 1949 to The Irinjalakuda Town Co-operative Bank Ltd., Kerala vide Directive No. CO.DOS.SED.No.D-01/12-22-350/2025-2026 dated July 29, 2025 for a period of six months up to close of business on January 30, 2026, which was extended up to close of business on April 30, 2026 vide Directive No. DOR.MON.No.D-53/12.26.061/2025-26 dated January 19, 2026. The Reserve Bank of India is satisfied that in the public interest, it is necessary to further extend the period of operation of the Directive beyond close of business on April 30, 2026.

  1. Accordingly, the Reserve Bank of India, in the exercise of powers vested in it under sub-section (1) of Section 35A read with Section 56 of the Banking Regulation Act, 1949, hereby extends the Directive for a further period of three months from close of business on April 30, 2026, to close of business on July 30, 2026, subject to review.

  2. The aforesaid extension and /or modification by the Reserve Bank of India should not per-se be construed to imply that the Reserve Bank of India is satisfied with the financial position of the bank.

  3. Other terms and conditions of the Directive under reference, shall remain unchanged.

(Brij Raj)
Chief General Manager

Press Release: 2026-2027/141 | |

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Named provisions

Section 35A Section 56 Banking Regulation Act, 1949

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Last updated

Classification

Agency
RBI
Published
April 24th, 2026
Compliance deadline
July 30th, 2026 (96 days)
Instrument
Rule
Branch
Executive
Legal weight
Binding
Stage
Final
Change scope
Minor
Document ID
Press Release: 2026-2027/141
Supersedes
Directive No. DOR.MON.No.D-53/12.26.061/2025-26 dated January 19, 2026

Who this affects

Applies to
Banks Insurers
Industry sector
5221 Commercial Banking
Activity scope
Bank directive extension Cooperative bank supervision
Geographic scope
IN IN

Taxonomy

Primary area
Banking
Operational domain
Compliance
Topics
Financial Services Regulatory Affairs

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