Gould Statement on Community Bank Leverage Ratio Final Rule
Summary
Comptroller of the Currency Jonathan V. Gould issued a public statement on April 23, 2026, regarding the Community Bank Leverage Ratio final rule. The statement expresses support for the rule, which Gould says provides community banks with greater flexibility to use a simpler measure of capital adequacy and reduces regulatory burden. Gould emphasizes the OCC's commitment to targeted regulatory reforms that ease burden on community banks and foster local economic growth while preserving safe and sound operations.
“Providing the option to use simplified capital standards gives community banks meaningful and necessary regulatory flexibility while advancing the OCC's support for the long-term health and vitality of these indispensable institutions.”
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GovPing monitors OCC News Issuances for new banking & finance regulatory changes. Every update since tracking began is archived, classified, and available as free RSS or email alerts — 13 changes logged to date.
What changed
Comptroller Gould issued a statement publicly endorsing the Community Bank Leverage Ratio final rule, which is described as providing community banks with greater flexibility in capital adequacy measurement. The statement frames the rule as part of the OCC's ongoing effort to reduce regulatory burden on community banks while maintaining safe and sound operations.
Community banks and their compliance teams should be aware of this regulatory flexibility option for capital standards. While this is a statement of support rather than a binding instrument, it signals continued regulatory momentum toward burden reduction for smaller depository institutions. Banks evaluating their capital frameworks should monitor implementation of the referenced final rule.
Archived snapshot
Apr 23, 2026GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.
News Release 2026-31 | April 23, 2026
Comptroller Gould Statement on Community Bank Leverage Ratio Final Rule
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WASHINGTON—Comptroller of the Currency Jonathan V. Gould issued the following statement today about the Community Bank Leverage Ratio final rule, which provides community banks with greater flexibility to use a simpler measure of capital adequacy and reduces regulatory burden.
Providing the option to use simplified capital standards gives community banks meaningful and necessary regulatory flexibility while advancing the OCC’s support for the long-term health and vitality of these indispensable institutions. The OCC remains committed to targeted regulatory reforms that ease the burden on community banks and foster local economic growth. I look forward to the implementation of this final rule and the impact it will have on consumers and communities while preserving safe and sound operations.
Learn more about the OCC’s targeted regulatory relief for community banks:
- OCC Announces Actions to Reduce Regulatory Burden for Community Banks
- OCC Announces Additional Actions to Support Community Banks and Reduce Regulatory Burden
- OCC Issues Final Rules to Reduce Regulatory Burden for Community Banks
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Stephanie Collins
(202) 649-6870
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