Georgia DBF Orders Lutherkilmer Commercial Bank to Cease and Desist

GA DBF Press Releases

Filed March 23rd, 2026

Detected March 24th, 2026

Summary

The Georgia Department of Banking and Finance has issued an Order to Cease and Desist against Lutherkilmer Commercial Bank for unlawfully conducting banking business without a charter. The order requires the entity to immediately stop claiming to be a bank and providing financial services to Georgia consumers without authorization.

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What changed

The Georgia Department of Banking and Finance (DBF) has issued a Cease and Desist Order against Lutherkilmer Commercial Bank d/b/a lutherkilmercom.com. The DBF found no record of the entity being chartered or authorized to conduct banking business in Georgia, deeming its operations unlawful. The order mandates that Lutherkilmer Commercial Bank immediately cease all claims of being a bank and refrain from providing any financial products or services to Georgia consumers or from within the state without the DBF's written authorization.

This enforcement action requires Lutherkilmer Commercial Bank to immediately halt all unauthorized banking activities. Regulated entities and compliance officers should be aware that operating as a bank without proper state chartering and authorization is a serious violation. Failure to comply with this order will likely result in further enforcement actions and potential penalties from the DBF.

What to do next

Immediately cease all claims of being a bank
Immediately cease providing financial products or services to Georgia consumers without authorization

Source document (simplified)

Atlanta, Georgia – Today, the Department of Banking and Finance, State of Georgia (“Department”) issued an Order to Cease and Desist to Lutherkilmer Commercial Bank d/b/a lutherkilmercom.com. It is unlawful to conduct and/or be affiliated with a banking business in Georgia without a bank charter. The Department has no record of Lutherkilmer Commercial Bank and has not approved this entity to organize a bank and/or conduct a banking business in or from Georgia.

The terms of the Order include the following:

Immediately Cease and Desist from claiming to be a bank, in any form, including any internet website, marketing material, signage, correspondence, and/or legal documentation that could reach Georgia consumers.
Immediately Cease and Desist from claiming to be a bank, in any form, including any internet website, marketing material, signage, correspondence, and/or legal documentation originating from within this State.
Immediately Cease and Desist from providing any financial products or services to the citizens of Georgia by any delivery system, including the internet, while using the word “bank” or any derivative thereof without the written authorization of the Department.
Immediately Cease and Desist from providing any financial products or services from within this State by any delivery system, including the internet, while using the word “bank” or any derivative thereof without the written authorization of the Department.
Immediately Cease and Desist from engaging in the business of banking from within the State of Georgia and/or into the State of Georgia.

Contact:

Mathew Robinson

Director for Supervision

Phone: (770) 986-1627

E-mail: [email protected]