Changeflow GovPing Banking & Finance Four in Ten US Adults Report Fraud Victimization
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Four in Ten US Adults Report Fraud Victimization

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Summary

The ABA Banking Journal reported on an AARP survey finding that approximately 40% of US adults report being victims of fraud. The survey highlights widespread consumer concern about financial scams and fraud schemes targeting Americans across demographic groups.

What changed

The ABA Banking Journal summarized an AARP survey reporting that four in ten US adults have experienced fraud victimization. The survey findings indicate high levels of consumer concern about fraud and scam prevalence.

Financial institutions should note the high fraud victimization rate when developing customer education programs and fraud prevention initiatives. Banks may consider enhanced communication to customers about common fraud schemes and protective measures.

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Archived snapshot

Apr 11, 2026

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AARP survey finds widespread concern about fraud

April 10, 2026 Reading Time: 1 min read Nearly four in 10 U.S. adults say they have been victims of fraud, while many more say they worry about becoming victims, according to a recent survey by AARP.

Roughly one-third (30%) of respondents said their biggest fear about fraud is being targeted themselves, followed by losing money with no way to recover it (21%) and seeing a loved one victimized (15%). At the same time, one in six respondents answer calls (11%) or respond to texts (5%) from unknown contacts, and roughly half download free apps and take online quizzes on social media that can expose personal data, according to AARP.

Still, the survey found respondents are taking measures to protect themselves. Respondents reported locking their devices with passwords or biometrics (85%), using protective software such as antivirus or call-blocking tools (65%), enabling automatic updates (61%), and recognizing common fraud tactics such as gift card payment demands (82%).

There remained a gap in fraud occurrences and reporting. The survey found that nearly three-quarters of victims contacted their financial institutions about fraud, but far fewer notified law enforcement or the Federal Communications Commission.

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Last updated

Classification

Agency
ABA
Instrument
Notice
Legal weight
Non-binding
Stage
Final
Change scope
Minor

Who this affects

Applies to
Banks Consumers
Industry sector
5221 Commercial Banking
Activity scope
Fraud awareness Consumer education
Geographic scope
United States US

Taxonomy

Primary area
Consumer Protection
Operational domain
Compliance
Topics
Cybersecurity Consumer Finance

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