Fiserv Secure Prepaid Card Activation System
Summary
USPTO published patent application US20260099834A1 filed by Fiserv, Inc. for a secure prepaid gift card activation system with fraud prevention measures. The application, filed December 10, 2024 under application number 18975384, covers systems and methods for processing prepaid gift cards with security measures to prevent fraudulent redemption. This is a published patent application, not an issued patent.
What changed
USPTO published patent application US20260099834A1 filed by Fiserv, Inc. for a system enabling secure activation of prepaid gift cards with fraud prevention measures. The application covers prepaid gift card processing systems and methods designed to prevent fraudulent redemption.
Financial technology companies and prepaid card issuers should monitor this application as it progresses through examination. If issued, the patent could affect how prepaid card activation systems are designed and implemented, potentially requiring licensing or design modifications to avoid infringement.
What to do next
- Monitor for patent issuance
- Review system for potential licensing needs
Archived snapshot
Apr 11, 2026GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.
SYSTEMS AND METHODS FOR SECURE ACTIVATION OF PREPAID CARDS
Application US20260099834A1 Kind: A1 Apr 09, 2026
Assignee
Fiserv, Inc.
Inventors
Denielle Denise Savage, Kenneth Eugene Jennings, JR., Christopher Douglas Ruisi
Abstract
Implementations and examples described herein provide for prepaid gift cards, and processing of prepaid gift cards, having security measures to prevent fraudulent redemption of the prepaid gift cards.
CPC Classifications
G06Q 20/354 G06Q 20/357
Filing Date
2024-12-10
Application No.
18975384
Related changes
Get daily alerts for USPTO Patent Applications - Business Methods (G06Q)
Daily digest delivered to your inbox.
Free. Unsubscribe anytime.
Source
About this page
Every important government, regulator, and court update from around the world. One place. Real-time. Free. Our mission
Source document text, dates, docket IDs, and authority are extracted directly from USPTO.
The summary, classification, recommended actions, deadlines, and penalty information are AI-generated from the original text and may contain errors. Always verify against the source document.
Classification
Who this affects
Taxonomy
Browse Categories
Get alerts for this source
We'll email you when USPTO Patent Applications - Business Methods (G06Q) publishes new changes.
Subscribed!
Optional. Filters your digest to exactly the updates that matter to you.