FI Leaves Countercyclical Buffer Rate at 2%

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Here you can find everything that has been published in different news lists on www.fi.se. 2026 2025 2024 2023 2022-

2026

FI leaves the countercyclical buffer rate unchanged

2026-03-18 | Countercyclical buffer News Stability In accordance with its assessment in the most recent stability report, FI is leaving the countercyclical buffer rate unchanged in the first quarter. The buffer rate of 2 per cent, which was applied starting on 22 June 2023, shall thus continue to apply. The countercyclical buffer guide is calculated at 0 per cent.

FI sanctions SBB for deficiencies in its consolidated financial statements

2026-02-18 | Financial Reporting News Sanctions The deficiencies entailed that the reported consolidated profit for 2021 was too high, the consolidated statement of financial position at the end of the year was incorrect, and certain disclosures were missing.

FI withdraws the authorisation of Get betal

2026-01-21 | Pay Payments Sanctions Finansinspektionen withdraws the authorisation of the payment institution Get betal AB. The company has, in part, provided inaccurate information to FI in its application for authorisation. The decision applies immediately.

New guidance for providers of money transfer services on money laundering and terrorist financing

2026-01-09 | Payments News Money laundering The Coordinating Body for Anti-Money Laundering and Countering Financing of Terrorism in cooperation with Finansinspektionen, the Financial Intelligence Unit of the Swedish Police, and the Swedish Security Service has developed a new brochure for providers of money transfer services on money laundering and terrorist financing.

2025

Garantum Fondkommission receives a remark and administrative fine

2025-12-17 | News Sanctions Consumer Garantum Fondkommission Aktiebolag (Garantum Fondkommission or the company) is a securities company with authorisation to conduct securities business pursuant to the Securities Market Act (2007:528). The company offers, among other services, investment advice relating to financial instruments.

Svea Bank receives a remark and administrative fine

2025-12-17 | Payments News Sanctions Finansinspektionen has investigated Svea's compliance with certain key provisions in the anti-money laundering regulations. The investigation shows that the company has been in violation of several of these provisions.

Garantum Wealth Management PB receives a remark and administrative fine

2025-12-17 | News Sanctions Consumer Garantum Wealth Management PB AB (Garantum PB or the company) is an insurance intermediary that has authorisation to conduct insurance distribution pursuant to the Insurance Distribution Act (2018:1219).

FI leaves the countercyclical buffer rate unchanged

2025-12-17 | Countercyclical buffer News Stability In accordance with its assessment in the most recent stability report, FI is leaving the countercyclical buffer rate unchanged in the fourth quarter. The buffer rate of 2 per cent, which was applied starting on 22 June 2023, shall thus continue to apply. The countercyclical buffer guide is calculated at 0 per cent.

Amendments in the periodic reporting on AML/CFT

2025-11-28 | Payments News Reporting Every year, FI requests information from undertakings that are subject to the money laundering regulations. The information is used as a basis for FI's risk-based supervision. A number of new questions have been added to next year's periodic reporting on money laundering.

FI Analysis 52: Stress test of banks’ lending to non-financial firms

2025-11-27 | Financial Reporting Reports Stability Commercial real estate firms constitute the single largest risk of credit losses for banks in a stressed scenario. However, other sectors’ total loss contribution in such scenario is equally large. This is the conclusion of a new analysis by Finansinspektionen (FI) of how banks’ credit losses could be impacted by a macroeconomic shock.

FI Analysis 51: A model for households’ housing choices

2025-11-27 | Mortgage Reports Consumer Households that experience greater buying power tend to choose homes of a higher standard over amortisation payments or savings. This is evident in a new model that Finansinspektionen (FI) has developed.

Johan Almenberg appointed new Director General of FI

2025-11-27 | News About FI The Swedish Government has appointed Johan Almenberg the new director general of FI today.

Stability in the Financial System (2025:2)

2025-11-26 | Payments Reports Stability The sentiment in the Swedish economy has improved in recent months even if households continue to demonstrate weaker sentiment than normal.

Remuneration and conflicts of interest in Swedish insurance intermediaries

2025-11-19 | Insure In-depth analysis News Finansinspektionen (FI) has conducted an in-depth analysis of remuneration and conflicts of interest at insurance intermediaries that distribute life insurance and savings insurance. The objective of the in-depth analysis has been to gain more in-depth knowledge about the insurance intermediary market’s remuneration structure, how commissions and other remuneration are received, and the conflicts of interest that could arise.

The Bank Barometer: Swedish banks’ lending to the public continues to increase

2025-11-19 | Reports News Bank The Bank Barometer shows that Swedish banks’ net profit decreased by SEK 2 billion during the first half of 2025 compared to the second half of 2024. The decrease was attributable primarily to a decrease in net financial income. The report also shows that lending to the public has increased, while the percentage of non-performing loans has decreased.

Swedish Consumer Credit

2025-11-17 | Borrow Consumer Reports One of FI’s assignments is to promote a high level of protection for consumers on the financial markets. As a result, we analyse consumer credit, and this report is part of this analysis.

Avida Finans receives a remark and administrative fine

2025-11-12 | Sanctions Consumer Bank Finansinspektionen is issuing Avida Finans AB a remark and an administrative fine of SEK
20 million.

Zimpler receives a remark and an administrative fine

2025-10-16 | Payments News Sanctions The Swedish Financial Supervisory Authority (FI) issues Zimpler AB (Zimpler) a remark and an administrative fine of 3 million kronor for violations of anti–money laundering regulations.

FI reciprocates the Norwegian risk weight floors

2025-10-06 | News Capital requirements Bank Finansinspektionen (FI) has passed a decision to reciprocate the Norwegian Ministry of Finance’s decision of risk weight floors of 25 per cent for retail exposures collateralised by real estate in Norway and of 35 per cent for corporate exposures collateralised by real estate in Norway.

FI extends the risk-weight floors for Swedish mortgages and commercial real estate

2025-09-17 | Mortgage EBA News FI has decided to extend the risk-weight floors by two years, from 31 December 2025 to 30 December 2027 for Swedish mortgages, and from 30 September 2025 to 29 September 2027 for Swedish commercial real estate.

FI leaves the countercyclical buffer rate unchanged

2025-09-17 | Countercyclical buffer News Stability In accordance with its assessment in the most recent stability report, FI is leaving the countercyclical buffer rate unchanged in the third quarter. The buffer rate of 2 per cent, which was applied starting on 22 June 2023, shall thus continue to apply. The countercyclical buffer guide is calculated at 0 per cent.

FI Analysis 46: Poor profitability for consumers from autocalls

2025-09-01 | Consumer Save Reports Finansinspektionen has highlighted in multiple reports that many structured products are unsuitable for most consumers. In a new analysis, FI has analysed consumers’ investments in a type of structured product called autocalls. The analysis shows that autocalls are often expensive, associated with high risks, and difficult to understand. In many cases, these products are unprofitable for investors.

Large Swedish banks show resilience in the EBA’s stress test

2025-08-04 | EBA News Stability The five largest Swedish banks show resilience and have the ability to withstand a sharp deterioration in market conditions, based on the stress test coordinated by the European Banking Authority (EBA).

FI Analysis 49: Increased concentration in trading on the Swedish bond markets

2025-07-23 | Reports News Stability The turnover and the number of actors on the bond markets have decreased in recent years. Trading of government bonds has become more concentrated to a few large firms, which makes the market vulnerable to shocks. This is the conclusion of a new analysis by Finansinspektionen (FI).

Jimmy Leonborn appointed new Head of IT

2025-07-02 | News About FI Jimmy Leonborn is the new executive director of IT and will also join FI's management team. He will take over on October 1.

European Commission approves FI’s extension of the risk-weight floors

2025-06-27 | News Capital requirements Bank The European Commission has announced that it does not object to FI's intention to extend the current risk weight floors for Swedish mortgages and commercial real estate. This means that FI may implement the measures.

Leonard Weber Landgren new executive director of Insurance

2025-06-25 | News About FI Insurance Leonard Weber Landgren is the new executive director of Insurance and will also join FI's management team. He will take over on July 15.

Jimmy Kvarnström new executive director of Markets

2025-06-23 | News About FI Markets Jimmy Kvarnström is the new executive director of Markets at Finansinspektionen and will also join FI’s management team.

FI leaves the countercyclical buffer rate unchanged

2025-06-18 | Countercyclical buffer News Stability In accordance with its assessment in the most recent stability report, FI is leaving the countercyclical buffer rate unchanged in the second quarter. The buffer rate of 2 per cent, which was applied starting on 22 June 2023, shall thus continue to apply. The countercyclical buffer guide is calculated at 0 per cent.

FI withdraws authorisation for Intergiro

2025-06-18 | Payments News Sanctions Finansinspektionen withdraws the authorisation of Intergiro Intl AB (publ) to issue electronic money.

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