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Minutes of the Board's Discount Rate Meetings - February and March 2026

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Summary

The Federal Reserve Board released minutes from its February 9 and March 18, 2026 discount rate meetings. The meetings reviewed and determined the discount rates provided to depository institutions through the discount window. The Board noted that its process for setting the discount rate is distinct from the Federal Open Market Committee's process for setting the target range for the federal funds rate.

What changed

The Federal Reserve Board published minutes from its February 9 and March 18, 2026 discount rate meetings, documenting its review and determination of discount rates for depository institutions. The document clarifies that the Board's discount rate-setting process operates independently from the FOMC's target range for the federal funds rate.

For depository institutions and financial market participants, this release provides transparency into Federal Reserve lending policy. Compliance officers at banks and credit institutions should remain aware that discount window rates represent a distinct monetary policy tool from federal funds rate targets, though both affect overall funding conditions and liquidity management strategies.

What to do next

  1. Monitor Federal Reserve discount rate announcements
  2. Review discount window rate determinations for implications on funding costs

Archived snapshot

Apr 14, 2026

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Press Release

April 14, 2026

Minutes of the Board’s discount rate meetings on February 9 and March 18, 2026

For release at 2:00 p.m. EDT

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    • The Federal Reserve Board on Tuesday released the minutes from its recent meetings to review and determine the discount rates provided to depository institutions through the discount window. Today's minutes cover the Board meetings that occurred on February 9 and March 18, 2026.

The Board's process for setting the discount rate is distinct from the process the Federal Open Market Committee follows in setting the target range for the federal funds rate.

For media inquiries, please email [email protected] or call 202-452-2955.

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Last updated

Classification

Agency
FRB
Published
April 14th, 2026
Instrument
Notice
Legal weight
Non-binding
Stage
Final
Change scope
Minor

Who this affects

Applies to
Banks
Industry sector
5221 Commercial Banking
Activity scope
Monetary policy Discount window operations Depository institution lending
Geographic scope
United States US

Taxonomy

Primary area
Banking
Operational domain
Finance
Topics
Securities Financial Services

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