FIN-FSA Supervision Releases: EBA Guidelines, Creditworthiness Review, Crypto Framework, Sanctions Screening
Summary
FIN-FSA published multiple supervision releases from January to April 2026 covering EBA guidelines on retail diversification methods (applicable 19 May 2026), thematic reviews on creditworthiness and sanctions screening, ESMA crypto-asset service provider guidelines (applicable 28 July 2026), and updated supervisory priorities for 2026 including sanctions risk assessments and consumer credit provider oversight expansion.
What changed
FIN-FSA published a compilation of supervision releases addressing multiple regulatory areas including EBA guidelines on proportionate retail diversification methods under CRR Article 123(1) (applicable 19 May 2026), completion of the European crypto-asset service provider framework via ESMA guidelines (applicable 28 July 2026), thematic reviews on consumer creditworthiness assessment and related party lending, and updated sanctions risk assessment findings.
Affected financial institutions including credit institutions, payment service providers, and consumer credit providers should monitor these releases for supervisory expectations and prepare for upcoming compliance dates, particularly the May and July 2026 guideline effective dates and the January 2027 environmental scenario analysis guidelines (EBA).
What to do next
- Monitor FIN-FSA supervision releases for regulatory updates
- Review EBA retail diversification guidelines for CRR Article 123(1) compliance
- Prepare for ESMA crypto-asset service provider guidelines effective 28 July 2026
Archived snapshot
Apr 16, 2026GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.
Publications and press releases
- Supervision release
9 April 2026
EBA Guidelines on proportionate retail diversification methods under Article 123(1) of Regulation (EU) No 575/2013 – applicable from 19.5.2026 EBA guidelines diversification methods proportionate retail
- Supervision release
8 April 2026
Thematic review on the assessment of consumers’ creditworthiness thematic review creditworthiness consumers credit institutions Consumer credit providers consumer protection regulation
- Supervision release
2 April 2026
Thematic review: Procedures concerning related party and close circle lending EBA thematic review credit institutions related party and close circle lending
- Supervision release
30 March 2026
The European regulatory framework on crypto-asset service providers is complete – last ESMA Guidelines applicable from 28 July 2026 ESMA Crypto assets
- Supervision release
17 March 2026
EBA Guidelines on environmental scenario analysis – applicable from 1 January 2027 EBA environmental scenario analysis guidelines
- Supervision release
12 February 2026
Sanctions risk assessment updated: payment service providers have the most room for improvement in measures to comply with sanctions regulations and national freezing orders risk assesment sanctions payment service providers AML Act
- Supervision release
2 February 2026
New model for submitting financial information in payment institutions’ authorisation applications payment institutions financial information authorisation applications
- Supervision release
29 January 2026
FIN-FSA’s thematic review of sanctions screening completed – supervised entities must pay attention to system testing and timeliness of sanctions lists thematic review credit institutions payment service providers sanctions screening
- Supervision release
23 January 2026
New consumer credit providers and consumer credit intermediaries to come under the supervision of the Financial Supervisory Authority consumer credit providers consumer credit intermediaries oblication to register
- Supervision release
16 January 2026
Supervisory priorities in 2026 supervisory priorities strategy
Named provisions
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Source document text, dates, docket IDs, and authority are extracted directly from FIN-FSA.
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