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DFSA Makes Three Rule-Making Instruments Effective April and July 2026

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Summary

The Dubai Financial Services Authority (DFSA) Board has made three Rule-Making Instruments amending the DFSA Rulebook following the conclusion of Consultation Paper No. 169. The Anti-Money Laundering, Counter-Terrorist Financing and Sanctions Module (AML) and Fees Module (FER) amendments will take effect on 1 April 2026, while the Prudential Investment, Insurance Intermediation and Banking Business Module (PIB) amendments will take effect on 1 July 2026. Detailed amendments are available in appendices linked to the notice.

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What changed

The DFSA Board has formally adopted three Rule-Making Instruments amending the DFSA Rulebook following a consultation process. The Anti-Money Laundering Module (RMI No. 432) and Fees Module (RMI No. 433) are scheduled to come into force on 1 April 2026, while the Prudential Investment, Insurance Intermediation and Banking Business Module (RMI No. 434) will take effect on 1 July 2026.

Financial institutions and regulated entities operating within the Dubai International Financial Centre (DIFC) should review the detailed amendments in the appendices and prepare for compliance by the respective effective dates. Firms subject to AML/CFT and sanctions obligations, those affected by fee structure changes, and entities subject to prudential requirements under PIB should update internal policies and systems accordingly. Earlier versions of the modules will be archived on the DFSA website and replaced on the effective dates.

Archived snapshot

Apr 22, 2026

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News

Notice of Amendments to Legislation March 2026

Following the ending of the consultation period on a number of proposed legislative changes that were set out in Consultation Paper No. 169 the Dubai Financial Services Authority (DFSA) Board, after due consideration of consultees’ comments, made amendments to the DFSA Rulebook as described below. Please bear in mind that changes may have been made to the legislation originally proposed in the relevant consultation paper.

TAKE NOTICE THAT:

The DFSA Board made the following Rulemaking Instruments to come into force on 1 April 2026

  • ANTI-MONEY LAUNDERING, COUNTER-TERRORIST FINANCING AND SANCTIONS MODULE (AML) RULE-MAKING INSTRUMENT (No. 432) 2026 (see appendix 1 for the detailed amendments);
  • FEES MODULE (FER) RULE-MAKING INSTRUMENT (No. 433) 2026 (see appendix 2 for the detailed amendments); AND

The DFSA Board made the following Rulemaking Instrument to come into force on 1 July 2026

  • PRUDENTIAL – INVESTMENT, INSURANCE INTERMEDIATION AND BANKING BUSINESS MODULE (PIB) RULE-MAKING INSTRUMENT (No. 434) 2026 (see appendix 3 for the detailed amendments). The rule-making instruments mentioned above and the appendices to this notice can be viewed under the “ Amendments to Legislation ” section of the DFSA website and the relevant modules will be replaced on the DFSA website on the date of their coming into force as described above. Earlier versions of the relevant modules are to be found in the archive.

Issued:

5 March 2026​​​​​​

Named provisions

AML Module FER Module PIB Module

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Last updated

Classification

Agency
DFSA
Published
March 5th, 2026
Compliance deadline
July 1st, 2026 (70 days)
Instrument
Notice
Branch
Independent
Legal weight
Non-binding
Stage
Final
Change scope
Substantive

Who this affects

Applies to
Banks Financial advisers Insurers
Industry sector
5221 Commercial Banking
Activity scope
Rulebook amendments Prudential regulation Fee structure changes
Geographic scope
AE AE

Taxonomy

Primary area
Financial Services
Operational domain
Compliance
Compliance frameworks
Dodd-Frank
Topics
Anti-Money Laundering Banking Securities

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