Mortgage Industry Consent Orders Consumer Credit Enforcement
Summary
The Connecticut Department of Banking posted three new administrative consent orders on March 25-26, 2026 against mortgage industry entities and individuals. LeadPoint Inc d/b/a Secure Rights received a consent order on March 26. Lim Ho Jin and Bay-Valley Mortgage Group (d/b/a Pacific Bay Lending Group, Valley View Home Loans) each received consent orders on March 25 for consumer credit violations.
What changed
The Connecticut Department of Banking issued three consent orders against mortgage industry participants on March 25-26, 2026. LeadPoint Inc d/b/a Secure Rights was issued a consent order on March 26. Individual mortgage broker Lim Ho Jin and Bay-Valley Mortgage Group operating under multiple d/b/a names (Pacific Bay Lending Group, Valley View Home Loans) each received consent orders on March 25. The specific violations and penalty amounts are not detailed in the posted notice.
The page context notes that consent orders may involve contested allegations or be concluded through negotiated settlement with no admission of wrongdoing. Mortgage industry entities and individuals operating in Connecticut should review the full consent orders to understand the specific violations cited and any ongoing compliance obligations. Official copies of orders can be obtained by contacting the department directly.
Archived snapshot
Mar 31, 2026GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.
Page: Connecticut Administrative Orders
Change summary: The Connecticut Department of Banking posted three new administrative consent orders on March 25-26, 2026. LeadPoint Inc d/b/a Secure Rights received a consent order on March 26. Lim Ho Jin and Bay-Valley Mortgage Group (d/b/a Pacific Bay Lending Group, Valley View Home Loans) each received consent orders on March 25.
[INSERTS] Bay-Valley Mortgage Group d/b/a Bay-Valley Mortgage Group, Inc. d/b/a Pacific Bay Lending Group d/b/a Valley View Home Loans - Consent Order issued March 25, 2026
[INSERTS] Lim, Ho Jin - Consent Order issued March 25, 2026
[INSERTS] LeadPoint, Inc. d/b/a Secure Rights - Consent Order issued March 26, 2026
Page context:
Administrative Orders and Settlements
Please note: When viewing administrative orders posted on the Internet, please recognize that some orders may involve allegations that may be contested in a hearing and that are not yet resolved. Such administrative proceedings may, in the end, be resolved in favor of the firm or individual or they may be concluded through a negotiated settlement with no admission of wrongdoing. The documents posted on this website are not official copies. If an official copy is needed, please contact the agency. For more information on a particular order or settlement, you may contact the department via email or by calling (860) 240-8170. Read more about the department's enforcement of laws under its jurisdiction.
Recent Administrative Orders and Settlements:
LeadPoint, Inc. - March 26 d/b/a Secure Rights
Lim, Ho Jin - March 25
Bay‑Valley Mortgage Group - March 25 d/b/a Bay‑Valley Mortgage Group, Inc. d/b/a Pacific Bay Lending Group d/b/a Valley View Home Loans
J. Davenport Advisors, LLC - March 18 Davenport, John F.
Bitcoin Depot Operating LLC - March 9 d/b/a Bitcoin Depot f/k/a LUX Vending LLC
Buyers Holdings, LLC - February 26
CapexMD, LLC - February 26
Milner Legal Services - [February 25](https://portal.ct.gov/-/media/dob/enforcement/consumer-credit/2026-cc-orders/milner-legal-servi...
Related changes
Get daily alerts for CT Dept of Banking Admin Orders & Settlements
Daily digest delivered to your inbox.
Free. Unsubscribe anytime.
Source
About this page
Every important government, regulator, and court update from around the world. One place. Real-time. Free. Our mission
Source document text, dates, docket IDs, and authority are extracted directly from CT DOB.
The summary, classification, recommended actions, deadlines, and penalty information are AI-generated from the original text and may contain errors. Always verify against the source document.
Classification
Who this affects
Taxonomy
Browse Categories
Get alerts for this source
We'll email you when CT Dept of Banking Admin Orders & Settlements publishes new changes.
Subscribed!
Optional. Filters your digest to exactly the updates that matter to you.