Collections Autonomous Agent Swarm with Role Specific Personas
Summary
The USPTO published patent application US20260099878A1 on April 9, 2026, assigned to Trilogy Enterprises, Inc., covering an AI-driven debt management and collection system. The system utilizes autonomous agent swarms with role-specific personas to engage debtors through personalized approaches, continuously updating debtor profiles and payment statuses based on interactions.
What changed
The USPTO published patent application US20260099878A1 for Trilogy Enterprises' AI-driven debt management and collection system. The system analyzes debtor information, invoice details, payment histories, and interaction logs through an AI engine guided by a prompt generator. The agent coordinator deploys multiple AI agents with role-specific personas to engage debtors using personalized communication approaches.
For companies in the debt collection industry or those developing AI-driven collection systems, this patent application publication establishes prior art that may affect future patent filings. The technology represents a significant advancement in automated debt collection using multi-agent AI systems.
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Apr 12, 2026GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.
Collections Autonomous Agent Swarm with Role Specific Personas
Application US20260099878A1 Kind: A1 Apr 09, 2026
Assignee
Trilogy Enterprises, Inc.
Inventors
Arthur Michel
Abstract
A debt management and collection system and process is disclosed which analyzes input data, including, debtor information, invoice details, payment histories, and interaction logs through a recording platform. A prompt generator guides an artificial intelligence (AI) engine by converting input data into prompts. The debt management and collection system and process feature a communication platform connecting an agent coordinator with multiple AI agents. The agent coordinator analyzes debtor profiles and collection stages to develop targeted strategies, then deploys the AI agents who engage with debtors using personalized approaches. The debt management and collection system and process continuously update an input database with new interaction data, including agent actions, debtor profiles, communication records, and payment statuses.
CPC Classifications
G06Q 40/034
Filing Date
2025-10-07
Application No.
19352333
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