CMDI Reform Published in Official Journal, EU
Summary
The SRB announced the publication of the Crisis Management and Deposit Insurance (CMDI) reform in the Official Journal of the European Union on 20 April 2026. The reform introduces three new EU acts amending the BRRD, SRMR, and DGSD, aimed at strengthening the EU's crisis management framework. It provides more resolution options for smaller and mid-sized banks and refines technical elements based on lessons from the first decade of the Single Resolution Mechanism.
“The reform enhances the existing toolkit by providing more options for addressing smaller and mid-sized banks in crisis, while also refining important technical elements of the framework based on lessons learned over the first decade of the Single Resolution Mechanism.”
What changed
The CMDI reform has been formally published in the Official Journal of the European Union, marking the final step in the legislative process for three amending acts: Directive (EU) 2026/806 (BRRD amendment), Regulation (EU) 2026/808 (SRMR amendment), and Directive (EU) 2026/804 (DGSD amendment).\n\nBanks, resolution authorities, and deposit guarantee schemes should monitor for the applicable dates and begin assessing how the enhanced crisis management toolkit and refined technical provisions will affect existing resolution plans and funding arrangements.
Archived snapshot
Apr 20, 2026GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.
Press releases |
Monday, 20 April 2026
The SRB welcomes today ’ s publication of the Crisis Management and Deposit Insurance (CMDI) reform in the Official Journal (OJ) of the European Union. This marks a key milestone in strengthening the EU ’ s crisis management framework and reinforcing financial stability.
The reform enhances the existing toolkit by providing more options for addressing smaller and mid-sized banks in crisis, while also refining important technical elements of the framework based on lessons learned over the first decade of the Single Resolution Mechanism. The SRB is working to implement the new rules once they become applicable.
The publication of the CMDI reform in the OJ is a step forward in unlocking the pending reforms for the completion of the Banking Union, which is essential to strengthen Europe ’ s resilience and competitiveness.
Read the legal texts
- BRRD: Directive (EU) 2026/806 of the European Parliament and of the Council of 30 March 2026 amending Directive 2014/59/EU as regards early intervention measures, conditions for resolution and funding of resolution action and Directive 2014/24/EU as regards valuation services in resolution
- SRMR: Regulation (EU) 2026/808 of the European Parliament and of the Council of 30 March 2026 amending Regulation (EU) No 806/2014 as regards early intervention measures, conditions for resolution and funding of resolution action
- DGSD: Directive (EU) 2026/804 of the European Parliament and of the Council of 30 March 2026 amending Directive 2014/49/EU as regards the scope of deposit protection, the use of deposit guarantee schemes funds, cross-border cooperation, and transparency
Contact our communications team
Senior Media and Communications Expert Seán De Búrca Email Sean.de-Burca [a] srb.europa.eu Phone: +32 2 490 3710 Mobile: +32 477 02 87 10
Communication Expert Anissa Benkirane Email Anissa.BENKIRANE [a] srb.europa.eu Phone: +3224903512 Mobile: +32471330002
Recent news
SRB takes part in regular coordination exercise on cross-border resolution planning, organised with US, Banking Union and UK financial authorities
Press releases |
14 April 2026
SRB Chair Dominique Laboureix is taking part in the Trilateral Principal Level Exercise (TPLE) in Washington on 18 April 2026, joining heads of...
First SRB Economic Conference opens today: “Evolutions in bank resolution: Learning from the past and looking to the future”
Press releases |
19 March 2026
The SRB opens today its first Economic Conference, bringing together policy-makers, banking practitioners and leading academics to discuss key issues...
SRB updates its operational guidance on separability and transferability for more alignment and proportionality
Press releases |
23 February 2026
- Guidance is now aligned with the resolvability self-assessment requirements.
- Update does not introduce new deliverables, but an operational framework... See all
Related changes
Get daily alerts for SRB News
Daily digest delivered to your inbox.
Free. Unsubscribe anytime.
About this page
Every important government, regulator, and court update from around the world. One place. Real-time. Free. Our mission
Source document text, dates, docket IDs, and authority are extracted directly from SRB.
The summary, classification, recommended actions, deadlines, and penalty information are AI-generated from the original text and may contain errors. Always verify against the source document.
Classification
Who this affects
Taxonomy
Browse Categories
Get alerts for this source
We'll email you when SRB News publishes new changes.
Subscribed!
Optional. Filters your digest to exactly the updates that matter to you.