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User Recognition Based User Experience Platform

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Summary

The USPTO granted patent US12602706B2 to Capital One Services, LLC on April 14, 2026. The patent covers a user recognition system that uses camera devices to identify individuals, retrieves associated user data based on prior activity, and delivers personalized content to user devices based on physical location matching between cameras and mobile devices. The patent contains 20 claims and was filed on November 2, 2023.

Published by USPTO on changeflow.com . Detected, standardized, and enriched by GovPing. Review our methodology and editorial standards .

What changed

The USPTO granted Capital One Services, LLC a patent for a user recognition system that captures images via camera devices, identifies users using biometric recognition, retrieves historical activity data linked to user identifiers, and delivers personalized content based on physical location proximity between camera devices and user mobile devices.

Financial institutions and technology companies developing facial recognition, biometric authentication, or location-based customer experience systems should review this patent for potential licensing implications or design-around considerations. Patent grants create enforceable intellectual property rights but do not impose regulatory compliance obligations on third parties.

Archived snapshot

Apr 17, 2026

GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.

← USPTO Patent Grants

User recognition based user experience platform

Grant US12602706B2 Kind: B2 Apr 14, 2026

Assignee

Capital One Services, LLC

Inventors

Polerio Babao, Natalie Cherco, Kayne Kantorowicz, Christina Garcia, Steven Gliniewicz, Arindam Chakraborty

Abstract

A device may receive, from a camera device, an image that includes a person. The device may provide the image to a user recognition device and receive, from the user recognition device, a user identifier based on the person included in the image. In addition, the device may obtain user data based on the user identifier, the user data relating to prior activity relating to the person associated with the user identifier. The device may identify a user device based on a first physical location associated with the camera device and a second physical location associated with the user device, and provide the user data to the user device.

CPC Classifications

G06Q 30/0224 G06Q 30/0255 G06Q 30/0267 G06Q 30/0281 G06Q 30/0254 G06Q 10/067 G06Q 30/0246 G06Q 30/02 G06Q 30/0207 G06V 40/172

Filing Date

2023-11-02

Application No.

18500318

Claims

20

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Last updated

Classification

Agency
USPTO
Published
April 14th, 2026
Instrument
Notice
Legal weight
Binding
Stage
Final
Change scope
Minor
Document ID
US12602706B2

Who this affects

Applies to
Banks Technology companies
Industry sector
5221 Commercial Banking 5112 Software & Technology
Activity scope
Patent granting Intellectual property registration
Geographic scope
United States US

Taxonomy

Primary area
Intellectual Property
Operational domain
Legal
Topics
Artificial Intelligence Data Privacy

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