BoA Keeps Interest Rates, Approves Jet Bank Digital License
Summary
The Bank of Albania's Supervisory Council decided on 25 March 2026 to keep the base interest rate unchanged at 2.5%, along with the overnight deposit facility rate at 1.5% and the overnight lending facility rate at 3.5%. The Council also approved the 2025 financial statements showing total assets of approximately ALL 912 billion and granted a banking license to Jet Bank, a new entrant positioning itself as Albania's first fully digital bank.
“On 25 March 2026, the Supervisory Council of the Bank of Albania decided to keep the base interest rate unchanged at 2.5%, as well as the interest rates for the overnight deposit facility and the overnight lending facility unchanged at 1.5% and 3.5%, respectively.”
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GovPing monitors Albania Bank for new banking & finance regulatory changes. Every update since tracking began is archived, classified, and available as free RSS or email alerts — 3 changes logged to date.
What changed
The Bank of Albania's Supervisory Council made two key decisions on 25 March 2026: maintaining the current monetary policy stance with base interest rate at 2.5%, and approving a new banking license for Jet Bank sh.a under Decision No.66/2025 and Law No.9662/2006. The Council also ratified the Bank's 2025 financial statements audited by Ernst & Young, showing total assets of approximately ALL 912 billion.
For banks operating in Albania, the interest rate decisions represent a continuation of the current monetary environment. Jet Bank's approval marks the entry of what it describes as Albania's first fully digital bank into the market, subject to compliance with the terms and conditions of its license under Supervisory Council Regulation No.14/2009.
Archived snapshot
Apr 22, 2026GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.
BANK OF ALBANIA
PRESS RELEASE
Decisions by the Supervisory Council, 25 March 2026
Publication date: 25.03.2026
On 25 March 2026, the Supervisory Council of the Bank of Albania decided to keep the base interest rate unchanged at 2.5%, as well as the interest rates for the overnight deposit facility and the overnight lending facility unchanged at 1.5% and 3.5%, respectively.
In addition, the Supervisory Council of the Bank of Albania reviewed and decided to:
- Approve the Financial Statements of the Bank of Albania for 2025 The financial statements of the Bank of Albania for the year 2025 are prepared in full compliance with the International Financial Reporting Standards (IFRS). These statements are audited by Ernst & Young - Statutory Auditors, Albania Branch, and together with the independent auditor's report are an integral part of the Annual Report of the Bank of Albania for 2025.
As at end-2025, the total assets of the Bank of Albania amounted to around ALL 912 billion. Investments in debt securities and the balances with banks, part of the international reserve of the Bank of Albania, have the main share in total assets, accounting for around 63% and 13% respectively.
- Approve the granting of the license to “Jet Bank” sh.a to conduct banking and financial activities
Under the Decision No.66/2025 by the Supervisory Council of the Bank of Albania, in December 2025, preliminary approval has been granted for the licensing of “Jet Bank” in the Republic of Albania.
In accordance with the documentation submitted to the Bank of Albania, the application of Jet Bank for a license to carry out banking and financial activities was reviewed, in compliance with the requirements of Law No. 9662/2006 “On Banks in the Republic of Albania”, as amended, and the Supervisory Council Regulation No. 14/2009 “On the granting of licenses and the conduct of banking activities of banks and branches of foreign banks in the Republic of Albania'', as amended.
Based on this decision, Jet Bank will conduct banking and financial activities in compliance with the terms and conditions of the license granted by the Bank of Albania.
JET Bank aims to be the first bank in Albania to operate in a fully digital manner. Its mission is to introduce a new approach to financial services, different from traditional banking models.
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