Changeflow GovPing Banking & Finance Federal Reserve Notice: Bank Holding Company Fo...
Routine Notice Added Final

Federal Reserve Notice: Bank Holding Company Formations, Acquisitions, and Mergers

Favicon for www.federalregister.gov FR: Federal Reserve System
Published March 23rd, 2026
Detected March 21st, 2026
Email

Summary

The Federal Reserve System has published a notice regarding the formation of, acquisitions by, and mergers of bank holding companies. This notice provides information on these corporate actions within the banking sector.

What changed

The Federal Reserve System has issued a notice concerning the processes and requirements for the formation of, acquisitions by, and mergers of bank holding companies. This document serves as an informational update, detailing the regulatory framework and procedures applicable to these significant corporate events within the banking industry.

Compliance officers should note that this is a notice providing information on existing processes. While it does not introduce new requirements or deadlines, it serves as a reminder of the regulatory landscape for bank holding company transactions. No immediate action is required beyond ensuring awareness of these published procedures.

Source document (simplified)

Legal Status This site displays a prototype of a “Web 2.0” version of the daily
Federal Register. It is not an official legal edition of the Federal
Register, and does not replace the official print version or the official
electronic version on GPO’s govinfo.gov.

The documents posted on this site are XML renditions of published Federal
Register documents. Each document posted on the site includes a link to the
corresponding official PDF file on govinfo.gov. This prototype edition of the
daily Federal Register on FederalRegister.gov will remain an unofficial
informational resource until the Administrative Committee of the Federal
Register (ACFR) issues a regulation granting it official legal status.
For complete information about, and access to, our official publications
and services, go to About the Federal Register on NARA's archives.gov.

The OFR/GPO partnership is committed to presenting accurate and reliable
regulatory information on FederalRegister.gov with the objective of
establishing the XML-based Federal Register as an ACFR-sanctioned
publication in the future. While every effort has been made to ensure that
the material on FederalRegister.gov is accurately displayed, consistent with
the official SGML-based PDF version on govinfo.gov, those relying on it for
legal research should verify their results against an official edition of
the Federal Register. Until the ACFR grants it official status, the XML
rendition of the daily Federal Register on FederalRegister.gov does not
provide legal notice to the public or judicial notice to the courts.

Legal Status

Notice

Formations of, Acquisitions by, and Mergers of Bank Holding Companies

A Notice by the Federal Reserve System on 03/23/2026

  • 1.

1.

  • Document Details Published Content - Document Details Agency Federal Reserve System Document Citation 91 FR 13848 Document Number 2026-05630 Document Type Notice Page 13848
    (1 page) Publication Date 03/23/2026 Published Content - Document Details

  • PDF Official Content

  • Document Details Published Content - Document Details Agency Federal Reserve System Document Citation 91 FR 13848 Document Number 2026-05630 Document Type Notice Page 13848
    (1 page) Publication Date 03/23/2026 Published Content - Document Details

  • Table of Contents Enhanced Content - Table of Contents This table of contents is a navigational tool, processed from the
    headings within the legal text of Federal Register documents.
    This repetition of headings to form internal navigation links
    has no substantive legal effect.

There is no table of contents available for this document. Enhanced Content - Table of Contents

  • Public Comments Enhanced Content - Public Comments This feature is not available for this document.

Enhanced Content - Public Comments
- Regulations.gov Data Enhanced Content - Regulations.gov Data Additional information is not currently available for this document.

Enhanced Content - Regulations.gov Data

- Sharing Enhanced Content - Sharing Shorter Document URL https://www.federalregister.gov/d/2026-05630 Email Email this document to a friend Enhanced Content - Sharing

  • Print Enhanced Content - Print
  • Document Statistics Enhanced Content - Document Statistics Document page views are updated periodically throughout the day and are cumulative counts for this document. Counts are subject to sampling, reprocessing and revision (up or down) throughout the day.

Page views 0
as of
03/21/2026 at 8:15 am EDT Enhanced Content - Document Statistics
- Other Formats Enhanced Content - Other Formats This document is also available in the following formats:

JSON Normalized attributes and metadata XML Original full text XML MODS Government Publishing Office metadata More information and documentation can be found in our developer tools pages.

Enhanced Content - Other Formats
- Public Inspection Public Inspection This PDF is FR Doc. 2026-05630 as it appeared on Public Inspection on
03/20/2026 at 8:45 am.

It was viewed
15
times while on Public Inspection.

If you are using public inspection listings for legal research, you
should verify the contents of the documents against a final, official
edition of the Federal Register. Only official editions of the
Federal Register provide legal notice of publication to the public and judicial notice
to the courts under 44 U.S.C. 1503 & 1507.
Learn more here.

Public Inspection
Published Document: 2026-05630 (91 FR 13848) This document has been published in the Federal Register. Use the PDF linked in the document sidebar for the official electronic format.

Document Headings Document headings vary by document type but may contain
the following:

  1. the agency or agencies that issued and signed a document
  2. the number of the CFR title and the number of each part the document amends, proposes to amend, or is directly related to
  3. the agency docket number / agency internal file number
  4. the RIN which identifies each regulatory action listed in the Unified Agenda of Federal Regulatory and Deregulatory Actions See the Document Drafting Handbook for more details.
Federal Reserve System

The companies listed in this notice have applied to the Board for approval, pursuant to the Bank Holding Company Act of 1956 (12 U.S.C. 1841 et seq.) (BHC Act), Regulation Y (12 CFR part 225), and all other applicable statutes and regulations to become a bank holding company and/or to acquire the assets or the ownership of, control of, or the power to vote shares of a bank or bank holding company and all of the banks and nonbanking companies owned by the bank holding company, including the companies listed below.

The public portions of the applications listed below, as well as other related filings required by the Board, if any, are available for immediate inspection at the Federal Reserve Bank(s) indicated below and at the offices of the Board of Governors. This information may also be obtained on an expedited basis, upon request, by contacting the appropriate Federal Reserve Bank and from the Board's Freedom of Information Office at https://www.federalreserve.gov/​foia/​request.htm. Interested persons may express their views in writing on the standards enumerated in the BHC Act (12 U.S.C. 1842(c)).

Comments received are subject to public disclosure. In general, comments received will be made available without change and will not be modified to remove personal or business information including confidential, contact, or other identifying information. Comments should not include any information such as confidential information that would not be appropriate for public disclosure.

Comments regarding each of these applications must be received at the Reserve Bank indicated or the offices of the Board of Governors, Benjamin W. McDonough, Secretary of the Board, 20th Street and Constitution Avenue NW, Washington, DC 20551-0001, not later than April 22, 2026.

A. Federal Reserve Bank of New York (Keith Goodwin, Head of Bank Applications) 33 Liberty Street, New York, New York 10045-0001. Comments can also be sent electronically to Comments.applications@ny.frb.org:

  1. Rhinebeck Bancorp MHC, Poughkeepsie, New York; to convert from mutual to stock form. As part of the conversion, Rhinebeck Bancorp, MHC, would merge with its subsidiary, Rhinebeck Bancorp, Inc., which controls Rhinebeck Bank, both of Poughkeepsie, New York.

Board of Governors of the Federal Reserve System.

Michele Taylor Fennell,

Associate Secretary of the Board.

[FR Doc. 2026-05630 Filed 3-20-26; 8:45 am]

BILLING CODE P

Published Document: 2026-05630 (91 FR 13848)

Named provisions

Formations of, Acquisitions by, and Mergers of Bank Holding Companies

Classification

Agency
Federal Reserve System
Published
March 23rd, 2026
Instrument
Notice
Legal weight
Binding
Stage
Final
Change scope
Minor
Document ID
91 FR 13848
Docket
2026-05630

Who this affects

Applies to
Banks
Industry sector
5221 Commercial Banking
Activity scope
Bank Holding Company Formations Bank Holding Company Acquisitions Bank Holding Company Mergers
Geographic scope
United States US

Taxonomy

Primary area
Banking
Operational domain
Compliance
Compliance frameworks
Dodd-Frank BSA/AML
Topics
Mergers and Acquisitions

Get Banking & Finance alerts

Weekly digest. AI-summarized, no noise.

Free. Unsubscribe anytime.

Get alerts for this source

We'll email you when FR: Federal Reserve System publishes new changes.

Free. Unsubscribe anytime.