Changeflow GovPing Banking & Finance Warning: crss.finance Fraudulent Website Impers...
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Warning: crss.finance Fraudulent Website Impersonating Ceres Finance

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Summary

BaFin issued a consumer warning about the website crss.finance, which is offering banking, financial, and cryptoasset services in Germany without the required BaFin authorization. The operators falsely claim to be a British company called "Ceres Finance Limited," which BaFin confirms does not exist or is not connected to this operation—this constitutes identity fraud. The warning was issued under section 37(4) of the German Banking Act (KWG) and section 10(7) of the German Cryptomarkets Supervision Act (KAG).

Published by BaFin on bafin.de . Detected, standardized, and enriched by GovPing. Review our methodology and editorial standards .

What changed

BaFin warns consumers that the website crss.finance is operating without authorization, offering banking, financial, and cryptoasset services in Germany in violation of the Kreditwesengesetz (KWG) and Kryptomärkteaufsichtsgesetz (KAG). The operators are using the identity of "Ceres Finance Limited" without authorization, which BaFin has confirmed is not connected to any supervised entity. This is a case of identity fraud targeting German consumers.

Consumers who have engaged with crss.finance should cease all transactions immediately and report the matter to BaFin. Consumers are advised to verify whether any financial services provider is authorized by BaFin using the BaFin company database before making any investment. This warning serves as an informational notice—there is no specific compliance deadline as it does not impose new obligations on regulated entities.

What to do next

  1. Advise consumers to cease all transactions with crss.finance immediately
  2. Direct consumers to verify financial service providers via BaFin's company database before engaging
  3. Report any suspected contact with or losses from crss.finance to BaFin's whistleblower contact point

Archived snapshot

Apr 2, 2026

GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.

Erscheinung: 02.04.2026 | Topic Unauthorised business, Consumer protection crss(.)finance: BaFin warns consumers about website and identity fraud

The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website crss(.)finance. According to information available to BaFin, the operators are offering financial and cryptoasset services on the website without the required authorisation. The unknown operators of the website claim to be a British company called “Ceres Finance Limited”. It is not supervised by BaFin. This is a case of identity fraud. BaFin has no information regarding the British company Ceres Finance Limited.

Banking business, financial services and cryptoasset services may only be offered in Germany with authorisation from BaFin. However, some companies offer these services without the required authorisation. Information on whether a particular company has been granted authorisation by BaFin can be found in BaFin ’s database of companies.

BaFin is issuing this warning on the basis of section 37 (4) of the German Banking Act (Kreditwesengesetz – KWG) and section 10 (7) of the German Cryptomarkets Supervision Act (Kryptomärkteaufsichtsgesetz).

Please be aware:

BaFin, the German Federal Criminal Police Office (Bundeskriminalamt – BKA) and the German state criminal police offices (Landeskriminalämter) recommend that consumers seeking to invest money online should exercise the utmost caution and do the necessary research beforehand in order to identify fraud attempts at an early stage.

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Named provisions

Section 37(4) KWG Section 10(7) KAG

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Last updated

Classification

Agency
BaFin
Published
April 2nd, 2026
Instrument
Notice
Legal weight
Non-binding
Stage
Final
Change scope
Minor

Who this affects

Applies to
Consumers Financial advisers
Industry sector
5239 Asset Management 5221 Commercial Banking
Activity scope
Banking Services Financial Services Cryptoasset Services
Geographic scope
European Union EU

Taxonomy

Primary area
Consumer Protection
Operational domain
Compliance
Topics
Financial Services Securities Banking

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