BaFin Administrative Acts

BaFin Product Intervention on Futures for Retail Clients

The German Federal Financial Supervisory Authority (BaFin) has issued a general administrative act restricting the marketing, distribution, and sale of futures to retail clients in Germany. This rule, effective January 1, 2023, aims to protect retail investors from potential losses beyond their initial deposit.

BaFin General Administrative Act on Futures Product Intervention

The German Federal Financial Supervisory Authority (BaFin) has issued a General Administrative Act imposing product intervention measures on futures. This action addresses investor protection concerns related to specific features of futures products, such as unlimited loss risk and speculative trading.

BaFin Reduces Systemic Risk Buffer for Residential Real Estate Financing

The German Federal Financial Supervisory Authority (BaFin) has reduced the systemic risk buffer for residential real estate financing from 2 percent to 1 percent, effective May 1, 2025. This amendment to the general administrative act from March 30, 2022, impacts institutions with exposures secured by residential property in Germany.