FCA

Farm Credit Administration Technical Corrections Rule Effective Date

The Farm Credit Administration (FCA) has published the effective date for a final rule that corrects citations and makes technical updates to its regulations. The rule, which amends several parts of Title 12 of the Code of Federal Regulations, becomes effective on February 25, 2026.

Farm Credit Administration Final Rule on Business Planning Requirements

The Farm Credit Administration (FCA) issued a final rule amending business planning requirements for Farm Credit System institutions. This rule removes provisions related to diversity and inclusion assessments in business plans, aligning with Executive Order 14219.

Farm Credit Administration Board Meeting Notice

The Farm Credit Administration (FCA) has announced its next board meeting will be held on March 12, 2026. The meeting agenda includes the approval of minutes, a report on land values, and a notice of proposed rulemaking regarding administrative expense assessments.

Farm Credit Administration Sunshine Act Meeting Notice

The Farm Credit Administration (FCA) announced a public meeting to be held on February 12, 2026. The agenda includes approval of previous minutes, a human capital overview, and consideration of a final rule regarding business planning.

FCA Proposed Rule on Permanent Capital Revisions

The Farm Credit Administration (FCA) has proposed a rule to revise how permanent capital is calculated for Farm Credit System banks and associations. The proposal aims to reduce regulatory burden and confusion by removing references to permanent capital in certain reporting and safety and soundness regulations, and simplifying its calculation.

FCA Mortgage Charter Uptake Data

The FCA has published data on the uptake of the Government's Mortgage Charter for March 2026. The data, collected from 49 signatory firms representing 90% of the mortgage market, details the number of customers who have utilized options such as locking in new deals early or temporarily reducing payments. This publication provides insights into borrower support measures.

FCA Mortgage Lending Statistics - March 2026

The FCA has released its mortgage lending statistics for March 2026, based on data submitted via the Mortgage Lending and Administration Return (MLAR). The report details trends in outstanding mortgage loans, gross mortgage advances, and new mortgage commitments for Q4 2025.

FCA Consumer Understanding Good Practice Review

The FCA has published findings from its review into how financial firms approach consumer understanding, an outcome under the Consumer Duty. The guidance highlights good practices and areas for improvement across several key areas, including management information, innovation, vulnerability, financial promotions, and governance.

FCA Mortgage Lending Statistics Q4 2025

The FCA has published its mortgage lending statistics for Q4 2025, showing a record £1.73 trillion in outstanding loans. Key findings include an increase in high loan-to-value and loan-to-income lending, alongside a decrease in gross mortgage advances compared to the previous quarter.

FCA Review of Second Charge Mortgages

The FCA has reviewed second charge mortgage intermediaries and lenders, identifying examples of good and poor practices. The review focused on advice, fees, charges, and affordability assessments. Firms are expected to review their practices to ensure they meet Consumer Duty standards.