CFPB

Consumer Leasing Regulation M Final Rule - Threshold Update

The Consumer Financial Protection Bureau (CFPB) has finalized amendments to Regulation M, increasing the dollar threshold for exempt consumer leases from $71,900 to $73,400, effective January 1, 2026. This adjustment is mandated annually based on the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W).

CFPB Final Rule: 2026 Maximum Charge for FCRA Disclosures

The Consumer Financial Protection Bureau (CFPB) issued a final rule establishing the maximum allowable charge for Fair Credit Reporting Act (FCRA) disclosures for the 2026 calendar year. This annual adjustment is required by the FCRA.

HPML Appraisal Exemption Threshold Increased to $34,200

The CFPB, OCC, and Federal Reserve have finalized amendments to the Truth in Lending Act (TILA) regulations, increasing the exemption threshold for higher-priced mortgage loan (HPML) appraisals. Effective January 1, 2026, the threshold will rise from $33,500 to $34,200, adjusted annually based on the CPI-W.

Truth in Lending Regulation Z Threshold Increase

The Consumer Financial Protection Bureau (CFPB) has finalized an amendment to Regulation Z, increasing the dollar threshold for exempt consumer credit transactions. Effective January 1, 2026, the threshold will rise from $71,900 to $73,400, adjusted annually based on the Consumer Price Index.

CFPB Rescinds Adjudication Rule Amendments

The Consumer Financial Protection Bureau (CFPB) has rescinded amendments made in 2022 and 2023 to its Rules of Practice for Adjudication Proceedings. This action reverses changes related to depositions, timing, bifurcation, dispositive motions, and issue exhaustion, with some narrow exceptions for clarificatory changes.

CFPB Draft Strategic Plan FY 2026-2030 Public Comment

The Consumer Financial Protection Bureau (CFPB) is seeking public feedback on its draft Strategic Plan for Fiscal Years 2026-2030. This notice invites comments on the Bureau's mission, strategic goals, and objectives for the upcoming four-year period.

CFPB Archive of Closed Notices

The Consumer Financial Protection Bureau (CFPB) has archived a list of past notices that are no longer open for public comment. This archive includes various types of rulemaking notices, such as advance notices of proposed rulemaking, and provides links to the full text of these documents.

CFPB Guidance on Commenting on Bureau Notices and Regulations

The Consumer Financial Protection Bureau (CFPB) has updated its guidance on how the public can submit comments on Bureau notices and regulations. The document clarifies procedures for submitting comments, what types of comments are generally posted publicly, and what information should be excluded.

CFPB Proposes Changes to Equal Credit Opportunity Act Regulation B

The Consumer Financial Protection Bureau (CFPB) has issued a correction to a proposed rule concerning the Equal Credit Opportunity Act (Regulation B). This proposed rule, published on February 25, 2026, aims to amend existing regulations related to credit discrimination. The document provides a correction to a previous publication from November 13, 2025.

CFPB Proposes Rules on Small Business Lending Data Collection

The Consumer Financial Protection Bureau (CFPB) has issued a Notice of Proposed Rulemaking (NPRM) regarding small business lending data collection under the Equal Credit Opportunity Act (Regulation B). The CFPB is seeking public comment on potential changes to transaction coverage, financial institution scope, small business definitions, data points, and compliance dates.