SBA Drought Disaster Loans for Utah Businesses

SBA Newsroom

Published March 13th, 2026

Detected March 14th, 2026

Summary

The U.S. Small Business Administration (SBA) is reminding eligible small businesses and private nonprofits in Utah that the deadline to apply for low-interest federal disaster loans for drought-related economic losses is April 13, 2026. These Economic Injury Disaster Loans (EIDLs) can provide working capital up to $2 million.

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What changed

The U.S. Small Business Administration (SBA) has issued a notice reminding eligible small businesses and private nonprofit organizations in specific Utah counties, and surrounding areas in Colorado, Idaho, and Wyoming, about the availability of low-interest federal disaster loans. The loans are for economic losses caused by drought beginning August 5, 2025. The application deadline for Economic Injury Disaster Loans (EIDLs) is April 13, 2026, with a 60-day grace period for submissions. These EIDLs can provide up to $2 million in working capital at interest rates as low as 4% for small businesses and 3.625% for nonprofits, with payments deferred for 12 months.

Affected entities, including small businesses and private nonprofits (excluding most agricultural producers), should review their eligibility and financial losses directly related to the drought. To apply, businesses can visit the SBA website or contact their customer service center. Compliance officers should ensure that any affected entities within their organization are aware of this deadline and the application process to secure necessary financial assistance. Failure to apply by the deadline may result in forfeiture of this recovery funding.

What to do next

Review eligibility for SBA Economic Injury Disaster Loans (EIDLs).
Submit EIDL applications by April 13, 2026, or within the 60-day grace period.
Contact SBA for application assistance if needed.

Source document (simplified)

Disaster news release
UT-20011-02

SBA Relief Still Available to Utah Small Businesses and Private Nonprofits Affected by Drought

Deadline to apply for economic injury loans approaching Published on

March 13, 2026

by Office of Disaster Recovery & Resilience WASHINGTON — The U.S. Small Business Administration (SBA) is reminding eligible small businesses and private nonprofit (PNP) organizations in Utah of the April 13, 2026 deadline to apply for low interest federal disaster loans to offset economic losses caused by drought beginning Aug. 5, 2025.

The disaster declaration covers the Utah counties of Cache, Daggett, Duchesne, Morgan, Rich, Salt Lake, Summit, Uintah, Wasatch and Weber as well as the Colorado county of Moffat, the Idaho counties of Bear Lake and Franklin and the Wyoming counties of Lincoln, Sweetwater and Uinta.

Under this declaration, SBA’s Economic Injury Disaster Loan (EIDL) program is available to small businesses, small agricultural cooperatives, nurseries, and PNPs including faith-based organizations with financial losses directly related to the disaster. The SBA is unable to provide disaster loans to agricultural producers, farmers, or ranchers, except for small aquaculture enterprises.

EIDLs are available for working capital needs caused by the disaster and are available even if the small business or PNP did not suffer any physical damage. The loans may be used to pay fixed debts, payroll, accounts payable and other bills not paid due to the disaster.

“Through a declaration by the U.S. Secretary of Agriculture, SBA provides critical financial assistance to help communities recover,” said Chris Stallings, associate administrator of the Office of Disaster Recovery and Resilience at the SBA. “We’re pleased to offer loans to small businesses and private nonprofits impacted by these disasters.”

The loan amount can be up to $2 million with interest rates as low as 4% for small businesses and 3.625% for PNPs with terms up to 30 years. Interest does not accrue, and payments are not due until 12 months from the date of the first loan disbursement. The SBA sets loan amounts and terms based on each applicant’s financial condition.

To apply online, visit sba.gov/disaster. Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email disastercustomerservice@sba.gov for more information on SBA disaster assistance. For people who are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services.

Submit completed loan applications to the SBA no later than April 13. However, after the deadline has passed, there is a 60-day grace period in which SBA will accept applications.

About the U.S. Small Business Administration

The U.S. Small Business Administration helps power the American dream of business ownership. As the only go-to resource and voice for small businesses backed by the strength of the federal government, the SBA empowers entrepreneurs and small business owners with the resources and support they need to start, grow, expand their businesses, or recover from a declared disaster. It delivers services through an extensive network of SBA field offices and partnerships with public and private organizations. To learn more, visit www.sba.gov.

Related programs: Disaster