Changeflow GovPing Higher Ed Accreditation Federal Student Loan Interest Rates Notice
Routine Notice Amended Final

Federal Student Loan Interest Rates Notice

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Published March 2nd, 2026
Detected March 3rd, 2026
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Summary

The U.S. Department of Education has published its annual notice of interest rates for variable-rate Federal Direct Stafford/Ford Loans, Direct Unsubsidized Stafford/Ford Loans, and Direct PLUS Loans. These rates are effective for the period of July 1, 2025, through June 30, 2026.

What changed

The Chief Operating Officer for Federal Student Aid has announced the annual interest rates for specific variable-rate federal student loans, including Direct Subsidized Loans, Direct Unsubsidized Loans, and Direct PLUS Loans disbursed before July 1, 2006, and Direct Consolidation Loans applied for before February 1, 1999. These rates will be in effect from July 1, 2025, to June 30, 2026.

This notice serves as an informational update for borrowers and educational institutions regarding the applicable interest rates for the upcoming loan period. No immediate action is required from borrowers as the rates are set by the Department of Education. Educational institutions should ensure their systems reflect these rates for any relevant loan disbursements during the specified period.

Source document (simplified)


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Publication Date March 02, 2026 Posted Date March 02, 2026 Subject Annual Notice of Interest Rates for Variable-Rate Federal Student Loans Made Under the William D. Ford Federal Direct Loan Program FR Type Notice

The Chief Operating Officer for Federal Student Aid announces the interest rates for Federal Direct Stafford/Ford Loans (Direct Subsidized Loans), Federal Direct Unsubsidized Stafford/Ford Loans (Direct Unsubsidized Loans), and Federal Direct PLUS Loans (Direct PLUS Loan), Assistance Listing Number 84.268, with first disbursement dates before July 1, 2006, and for Federal Direct Consolidation Loans (Direct Consolidation Loans) for which the application was received before February 1, 1999. The rates announced in this notice are in effect for the period July 1, 2025, through June 30, 2026.

To view this Federal Register publication, click here.

Source

Analysis generated by AI. Source diff and links are from the original.

Classification

Agency
Various Federal Agencies
Published
March 2nd, 2026
Instrument
Notice
Legal weight
Non-binding
Stage
Final
Change scope
Minor

Who this affects

Applies to
Consumers Educational institutions
Geographic scope
National (US)

Taxonomy

Primary area
Consumer Finance
Operational domain
Legal
Topics
Federal Student Aid Interest Rates

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