Changeflow GovPing Higher Ed Accreditation Federal Student Loan Interest Rates Announced f...
Routine Notice Added Final

Federal Student Loan Interest Rates Announced for July 2025-June 2026

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Published March 2nd, 2026
Detected March 3rd, 2026
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Summary

The US Department of Education announced the annual interest rates for fixed-rate Federal Student Loans made under the William D. Ford Federal Direct Loan Program. These rates apply to loans with first disbursement dates between July 1, 2025, and June 30, 2026.

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What changed

The Chief Operating Officer for Federal Student Aid has announced the interest rates for Federal Direct Stafford/Ford Loans, Federal Direct Unsubsidized Stafford/Ford Loans, and Federal Direct PLUS Loans. These rates are applicable to loans with first disbursement dates falling between July 1, 2025, and June 30, 2026. This notice serves as the annual announcement of these rates for the upcoming academic year.

This announcement is primarily informational for educational institutions and students participating in federal student loan programs. While no immediate action is required from compliance officers beyond noting the rates, it is important to ensure that internal systems and communications reflect these new interest rates for the specified disbursement period. The document does not specify any compliance deadlines or penalties, as it is an announcement of standard program rates.

Source document (simplified)

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Publication Date March 02, 2026 Posted Date March 02, 2026 Subject Annual Notice of Interest Rates for Fixed-Rate Federal Student Loans Made Under the William D. Ford Federal Direct Loan Program FR Type Notice

The Chief Operating Officer for Federal Student Aid announces the interest rates for Federal Direct Stafford/Ford Loans (Direct Subsidized Loans), Federal Direct Unsubsidized Stafford/Ford Loans (Direct Unsubsidized Loans), and Federal Direct PLUS Loans (Direct PLUS Loans) made under the William D. Ford Federal Direct Loan (Direct Loan) Program, Assistance Listing Number 84.268, with first disbursement dates on or after July 1, 2025, and before July 1, 2026.

To view this Federal Register publication, click here.

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Source

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Higher Ed Accreditation
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Classification

Agency
Various Federal Agencies
Published
March 2nd, 2026
Instrument
Notice
Legal weight
Non-binding
Stage
Final
Change scope
Minor

Who this affects

Applies to
Educational institutions Students
Geographic scope
National (US)

Taxonomy

Primary area
Consumer Finance
Operational domain
Compliance
Topics
Federal Student Aid Interest Rates

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