NCUA Share Insurance Fund Results - Q4 2025

NCUA Press Releases

Published March 2nd, 2026

Detected March 12th, 2026

Summary

The National Credit Union Administration (NCUA) released the Share Insurance Fund results for the fourth quarter of 2025. The fund reported a net income of $113.8 million and held $24.1 billion in assets. The report also noted a decrease in credit unions with composite CAMELS codes 3, 4, and 5, with no federally insured credit union failures during the quarter.

View original document View source feed page

What changed

The National Credit Union Administration (NCUA) has issued its financial performance results for the Share Insurance Fund for the fourth quarter of 2025. The report indicates a net income of $113.8 million, total assets of $24.1 billion, and total income of $168.3 million for the quarter. The equity ratio stood at 1.30 percent. Notably, the number of credit unions with composite CAMELS codes 3, 4, and 5 saw a decrease, and there were no federally insured credit union failures during this period.

This notice serves as an informational update for regulated entities and stakeholders within the credit union system. While no immediate compliance actions are required based on this report, it provides key financial health indicators for the Share Insurance Fund and the overall credit union landscape. Compliance officers should note the trends in credit union risk ratings (CAMELS codes) as potential indicators of systemic risk or areas requiring increased supervisory attention.

Source document (simplified)

NCUA Issues Share Insurance Fund Results for Fourth Quarter 2025

March 2026 NCUA Issues Share Insurance Fund Results for Fourth Quarter 2025 Alexandria, VA (March 2, 2026) ― The National Credit Union Administration (NCUA) released the performance results of the Share Insurance Fund for the quarter ending on December 31, 2025.

The Share Insurance Fund reported a net income of $113.8 million, held $24.1 billion in assets, and recorded $168.3 million in total income for the fourth quarter of 2025. As of the fourth quarter of 2025, the Fund’s equity ratio was 1.30 percent.

Additionally, during the fourth quarter of 2025:

The number of composite CAMELS code 3 credit unions decreased from 668 to 653.
- Assets for these credit unions decreased from $184.0 billion in the third quarter to $170.5 billion in the fourth quarter.
The number of composite CAMELS code 4 and 5 credit unions decreased from 118 to 117.
- Assets for these credit unions decreased from $14.0 billion in the third quarter to $13.6 billion in the fourth quarter. There were no federally insured credit union failures in the fourth quarter of 2025.

Additional information on the performance of the Share Insurance Fund is available on the NCUA’s website.

The NCUA was created by the U.S. Congress to regulate, charter and supervise federal credit unions. With the backing of the full faith and credit of the United States, the NCUA operates and manages the Share Insurance Fund, insuring the deposits of more than 145 million account holders in all federal credit unions and most state-chartered credit unions.

Last modified on

03/02/26