FDIC Issues List of Banks Examined for CRA Compliance

FDIC Press Releases

Published March 5th, 2026

Detected March 12th, 2026

Summary

The Federal Deposit Insurance Corporation (FDIC) has issued a list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list includes evaluation ratings assigned to institutions in December 2025.

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What changed

The Federal Deposit Insurance Corporation (FDIC) has published a list detailing which state nonmember banks were recently examined for their compliance with the Community Reinvestment Act (CRA). The evaluations reflected in this list were conducted in December 2025, and the published ratings are now publicly available. This notice serves to inform the public and regulated entities about the ongoing assessment of banks' records in meeting the credit needs of their communities, including low- and moderate-income neighborhoods.

This publication is primarily informational, providing transparency on CRA examination outcomes. Banks are required to make their individual CRA evaluations available upon request. While this notice does not impose new obligations or deadlines, it highlights the FDIC's continued oversight of CRA compliance. Regulated entities should be aware that these examinations are part of a statutory requirement to assess and publicly disclose a bank's performance in serving its community.

Source document (simplified)

FDIC Issues List of Banks Examined for CRA Compliance

March 5, 2026 WASHINGTON - The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list covers evaluation ratings that the FDIC assigned to institutions in December 2025.

The CRA is a 1977 law that requires the FDIC to assess a bank’s record of meeting the credit needs of its entire community, including those of low- and moderate-income neighborhoods, consistent with safe and sound operations. As part of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (FIRREA), Congress mandated the public disclosure of an evaluation and rating for each bank or thrift that undergoes a CRA examination on or after July 1, 1990.

You may obtain a consolidated list of all state nonmember banks whose evaluations have been made publicly available since July 1, 1990, including the rating for each bank, or obtain a hard copy from FDIC's Public Information Center, 3501 Fairfax Drive, Room E-1002, Arlington, VA 22226 (877-275-3342 or 703-562-2200).

A copy of an individual bank's CRA evaluation is available directly from the bank, which is required by law to make the material available upon request, or from the FDIC's Public Information Center.