FSA: Bank Loans Total 8.0 Trillion Yen as of Sep 2025
Summary
The Financial Services Agency (FSA) of Japan has published its provisional translation of the status of loans held by all banks as of the end of September 2025. Total loans amounted to 8.0 trillion yen, a decrease of 0.4 trillion yen from the previous period.
What changed
The Financial Services Agency (FSA) has released data indicating that total loans held by all banks in Japan, as defined by the Financial Reconstruction Act (FRA), reached 8.0 trillion yen as of the end of September 2025. This represents a decrease of 0.4 trillion yen compared to the figures from the end of March 2025. The data also breaks down loan categories, showing "Doubtful loans" decreased by 0.4 trillion yen to 4.8 trillion yen, while "Special attention loans" and "Bankrupt/de facto bankrupt loans" remained stable.
This notice serves as a statistical update on the health of the Japanese banking sector concerning non-performing loans. While the overall trend shows a reduction, particularly in doubtful loans, the figures are provisional. Banks and financial institutions should note these trends as part of their ongoing risk assessment and reporting. No immediate compliance actions are required based on this statistical release, but it provides context for regulatory oversight and market analysis.
Source document (simplified)
(Provisional Translation)
February 27, 2026
Financial Services Agency
The FSA publishes the status of loans held by all banks as of the end of September 2025, based on the Financial Reconstruction Act
Loans based on the Financial Reconstruction Act (FRA)
The total amount of loans held by all banks as of the end of September 2025, based on the definition in the FRA (Act No. 132 of 1998), is 8.0 trillion yen. The figure decreased by 0.4 trillion yen from 8.4 trillion yen as of end-March 2025.
| Total amount of loans based on the Financial Reconstruction Act (End of September 2025) | 8.0 trillion yen | (-0.4 trillion yen from the end of March 2025) |
| --- | --- | --- |
| (Of which,) “Special attention loans” | 2.1 trillion yen | (+0.0 trillion yen from the end of March 2025) |
| (Of which,) “Doubtful loans” | 4.8 trillion yen | (-0.4 trillion yen from the end of March 2025) |
| (Of which,) “Bankrupt/de facto bankrupt loans” | 1.2 trillion yen | (+0.0 trillion yen from the end of March 2025) |
(Note) All the figures are rounded down to the nearest 0.1 trillion yen.
| Table-1 |
Transition of Loans Based on the Financial Reconstruction Act |
Transition of Loans Based on the Financial Reconstruction Act |
| --- | --- | --- |
Past Data
Contact Supervisory Research Office, Supervisory Coordination Division, Supervisory Bureau, Financial Services Agency
Tel +81-(0)3-3506-6000 (ext. 3852)
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