FSA AI Discussion Paper Update for Financial Sector

Japan FSA Press Releases

Published March 3rd, 2026

Detected March 12th, 2026

Summary

The Financial Services Agency (FSA) of Japan has published Version 1.1 of its AI Discussion Paper, updating its previous 2025 version. This revision incorporates insights from public-private forums on AI utilization and risk management in the financial sector. The FSA is seeking comments on the paper to inform future policy development.

View original document View source feed page

What changed

The Financial Services Agency (FSA) of Japan has released Version 1.1 of its AI Discussion Paper, titled "Preliminary Discussion Points for Promoting the Sound Utilization of AI in the Financial Sector." This updated version builds upon the initial paper published in March 2025, incorporating feedback and discussions from the FSA AI Public-Private Forum held between June and December 2025. The paper addresses the current state of AI utilization, associated risks, and governance initiatives within the financial sector.

This document serves as a preliminary analysis and is intended to foster ongoing dialogue with stakeholders. The FSA welcomes comments and suggestions via email to the Fintech and Innovation Office. While this paper is non-binding, it signals the FSA's intent to evolve its policies regarding AI in finance, and financial institutions should review the paper to understand the evolving regulatory landscape and contribute to the discussion.

What to do next

Review the FSA AI Discussion Paper (Version 1.1) for insights into AI utilization and risk management in the financial sector.
Submit comments or suggestions via email to the FSA Fintech and Innovation Office.

Source document (simplified)

HOME Tweet

Japanese

March 3, 2026

Financial Services Agency

Publication of AI Discussion Paper (Version 1.1)

The Financial Services Agency (FSA) issued an AI Discussion Paper (Version 1.1) entitled “Preliminary Discussion Points for Promoting the Sound Utilization of AI in the Financial Sector” in Japanese on March 3, 2026.

1. Summary

The FSA published the AI Discussion Paper (Version 1.0) in March 2025 to promote sound AI utilization in the financial sector and to support constructive dialogue with financial institutions. Subsequently, from June to December of the same year, the FSA AI Public-Private Forum, participants shared knowledge and engaged in discussions on topics such as the status of AI utilization, examples of AI-related risk management and governance initiatives, and situations that require clarification on how regulations apply.

Based on the insights gained through the FSA AI Public-Private Forum, the FSA has now updated the AI Discussion Paper (Version 1.0) and revised it as Version 1.1.

2. Request for Comments

This Discussion Paper provides an initial overview of the current state and challenges of AI utilization in financial institutions, examining a broad range of related issues. As this analysis is preliminary, technological advancements and evolving business landscapes may significantly alter the identified challenges. We intend to use these viewpoints as a foundation for ongoing dialogue with stakeholders and to evolve and refine specific future policies. We welcome your comments and suggestions via email to the Fintech and Innovation Office, Risk Analysis and Analysis Division, Policy Bureau [ai. survey ★ fsa. go. jp Please replace the ★ with @.] Please note that we are not accepting comments via telephone.

(Attachment 1)

AI Discussion Paper (Version 1.1) (Summary) Contact Fintech and Innovation Office, Risk Analysis Division, Strategy Development and Management Bureau, Financial Services Agency

Tel +81-(0)3-3506-6000 (ext. 2277)