Single Resolution Fund Target Level Reached; Banks Not Paying Levies
Summary
The Single Resolution Board announced that the Single Resolution Fund (SRF) has reached its target level of over EUR 81 billion as of the end of 2025. Consequently, banks will not be required to contribute to the SRF for the third consecutive year, unless circumstances change.
What changed
The Single Resolution Board (SRB) has announced that the Single Resolution Fund (SRF) has met its target level, exceeding EUR 81 billion as of December 31, 2025. This means that, barring unforeseen circumstances, banks will not have to pay levies into the SRF for the third consecutive year. The SRF's target level is set at a minimum of 1% of covered deposits across all Banking Union Member States.
This announcement is primarily informational for regulated entities, confirming the continued absence of SRF levies for the upcoming year. The SRB will re-verify the target level at the beginning of 2027. No immediate action is required from banks regarding SRF contributions for the next year, but they should remain aware that this status is contingent on maintaining the fund's target level.
Source document (simplified)
Press releases |
Friday, 13 February 2026
The Single Resolution Board is today able to announce that the Single Resolution Fund’s target level remains reached as of the end of 2025. “Therefore, unless circumstances change, banks will for the third year in a row not need to contribute to the Single Resolution Fund for the coming year,” said SRB Chair Dominique Laboureix in Brussels. The target level will be verified again at the beginning of 2027.
Each year, the Single Resolution Board verifies the target level of the SRF, which should equate to at least 1% of covered deposits held in all 21 Banking Union Member States. On 31 December 2025, the Fund amounted to over EUR 81 billion.
The Single Resolution Fund, which is paid for by industry, is a core element of the Banking Union framework.
Contact our communications team
Senior Media and Communications Expert Seán De Búrca Email Sean.de-Burca [a] srb.europa.eu Phone: +32 2 490 3710 Mobile: +32 477 02 87 10
Senior Communications Expert Camille De Rede Email Camille.de-Rede [a] srb.europa.eu Phone: +32 2 490 3530 Mobile: +32 477 028 530
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