Changeflow GovPing Agriculture Regulation OneRD Guarantee Loan Regulation
Priority review Rule Added Final

OneRD Guarantee Loan Regulation

Favicon for www.federalregister.gov FR: Rural Utilities Service
Published December 12th, 2025
Detected March 14th, 2026
Email

Summary

The Department of Agriculture, through the Rural Utilities Service, has published the final OneRD Guarantee Loan Regulation. This rule establishes a unified framework for various USDA rural loan guarantee programs, aiming to streamline processes and expand access to capital for rural development.

What changed

The Department of Agriculture's Rural Utilities Service has issued a final rule establishing the OneRD Guarantee Loan Regulation. This regulation consolidates and standardizes policies and procedures across multiple USDA rural loan guarantee programs, including those previously administered by the Farm Service Agency, Rural Housing Service, and Rural Business-Cooperative Service. The goal is to create a more efficient and accessible system for lenders and borrowers seeking financing for rural projects.

Regulated entities, particularly financial institutions that participate in USDA loan guarantee programs, should review the new regulation to understand the consolidated requirements and updated procedures. While the document indicates an effective date of November 29, 2024, the publication date is December 12, 2025. Compliance officers should ensure their internal processes align with the new unified framework to maintain eligibility for these loan guarantees. No specific compliance deadline beyond the effective date is explicitly stated in this publication, but adherence to the new framework is expected.

What to do next

  1. Review the OneRD Guarantee Loan Regulation for consolidated requirements.
  2. Update internal policies and procedures to align with the new unified framework.
  3. Ensure loan origination and servicing processes comply with the regulation's standards.

Source document (simplified)

Legal Status This site displays a prototype of a “Web 2.0” version of the daily
Federal Register. It is not an official legal edition of the Federal
Register, and does not replace the official print version or the official
electronic version on GPO’s govinfo.gov.

The documents posted on this site are XML renditions of published Federal
Register documents. Each document posted on the site includes a link to the
corresponding official PDF file on govinfo.gov. This prototype edition of the
daily Federal Register on FederalRegister.gov will remain an unofficial
informational resource until the Administrative Committee of the Federal
Register (ACFR) issues a regulation granting it official legal status.
For complete information about, and access to, our official publications
and services, go to About the Federal Register on NARA's archives.gov.

The OFR/GPO partnership is committed to presenting accurate and reliable
regulatory information on FederalRegister.gov with the objective of
establishing the XML-based Federal Register as an ACFR-sanctioned
publication in the future. While every effort has been made to ensure that
the material on FederalRegister.gov is accurately displayed, consistent with
the official SGML-based PDF version on govinfo.gov, those relying on it for
legal research should verify their results against an official edition of
the Federal Register. Until the ACFR grants it official status, the XML
rendition of the daily Federal Register on FederalRegister.gov does not
provide legal notice to the public or judicial notice to the courts.

Legal Status

Rule

OneRD Guarantee Loan Regulation

A Rule by the Rural Utilities Service on 12/12/2025

  • 1.

1.

  • Document Details Published Content - Document Details Agencies Department of Agriculture Rural Utilities Service Agency/Docket Number Docket No. RUS-24-AGENCY-0039 CFR 7 CFR 5001 Document Citation 90 FR 57675 Document Number 2025-22660 Document Type Rule Page 57675
    (1 page) Publication Date 12/12/2025 RIN 0572-AC63 Published Content - Document Details

  • PDF Official Content

  • Document Details Published Content - Document Details Agencies Department of Agriculture Rural Utilities Service Agency/Docket Number Docket No. RUS-24-AGENCY-0039 CFR 7 CFR 5001 Document Citation 90 FR 57675 Document Number 2025-22660 Document Type Rule Page 57675
    (1 page) Publication Date 12/12/2025 RIN 0572-AC63 Published Content - Document Details

  • Document Dates Published Content - Document Dates Effective Date 2024-11-29 Dates Text The final rule published at 89 FR 79698 on September 30, 2024, is effective and confirmed as of November 29, 2024. Published Content - Document Dates

  • Table of Contents Enhanced Content - Table of Contents This table of contents is a navigational tool, processed from the
    headings within the legal text of Federal Register documents.
    This repetition of headings to form internal navigation links
    has no substantive legal effect.

  • Public Comments Enhanced Content - Public Comments Comments are no longer being accepted.
    See DATES for details.

Enhanced Content - Public Comments
- Regulations.gov Data Enhanced Content - Regulations.gov Data Additional information is not currently available for this document.

Enhanced Content - Regulations.gov Data

- Sharing Enhanced Content - Sharing Shorter Document URL https://www.federalregister.gov/d/2025-22660 Email Email this document to a friend Enhanced Content - Sharing

  • Print Enhanced Content - Print
  • Document Statistics Enhanced Content - Document Statistics Document page views are updated periodically throughout the day and are cumulative counts for this document. Counts are subject to sampling, reprocessing and revision (up or down) throughout the day.

Page views 186
as of
03/14/2026 at 2:15 pm EDT Enhanced Content - Document Statistics
- Other Formats Enhanced Content - Other Formats This document is also available in the following formats:

JSON Normalized attributes and metadata XML Original full text XML MODS Government Publishing Office metadata More information and documentation can be found in our developer tools pages.

Enhanced Content - Other Formats
- Public Inspection Public Inspection This PDF is FR Doc. 2025-22660 as it appeared on Public Inspection on
12/11/2025 at 8:45 am.

It was viewed
22
times while on Public Inspection.

If you are using public inspection listings for legal research, you
should verify the contents of the documents against a final, official
edition of the Federal Register. Only official editions of the
Federal Register provide legal notice of publication to the public and judicial notice
to the courts under 44 U.S.C. 1503 & 1507.
Learn more here.

Public Inspection
Published Document: 2025-22660 (90 FR 57675) This document has been published in the Federal Register. Use the PDF linked in the document sidebar for the official electronic format.

Document Headings Document headings vary by document type but may contain
the following:

  1. the agency or agencies that issued and signed a document
  2. the number of the CFR title and the number of each part the document amends, proposes to amend, or is directly related to
  3. the agency docket number / agency internal file number
  4. the RIN which identifies each regulatory action listed in the Unified Agenda of Federal Regulatory and Deregulatory Actions See the Document Drafting Handbook for more details.
Department of Agriculture
Rural Utilities Service
  1. 7 CFR Part 5001
  2. [Docket No. RUS-24-AGENCY-0039]
  3. RIN 0572-AC63

AGENCY:

Rural Business-Cooperative Service, Rural Housing Service, Rural Utilities Service, USDA.

ACTION:

Final rule; confirmation.

SUMMARY:

Rural Development's Rural Business-Cooperative Service, Rural Housing Service, and Rural Utilities Service, agencies of the United States Department of Agriculture (USDA), collectively referred to as the Agency in this document, published in the Federal Register on September 30, 2024, a final rule with request for comments. Through this action, the agencies are confirming the final rule as it was published and providing responses to the public comments that were received.

DATES:

The final rule published at 89 FR 79698 on September 30, 2024, is effective and confirmed as of November 29, 2024.

FOR FURTHER INFORMATION CONTACT:

Brian Wiles, Director of Guaranteed Lending, Rural Business-Cooperative Service, United States Department of Agriculture, 1400 Independence Avenue SW, Mail Stop 3201, Room 5803-South, Washington, DC 20250-3201, via phone 405-612-4839 or brian.wiles@usda.gov.

SUPPLEMENTARY INFORMATION:

The final rule that published September 30, 2024 (89 FR 79698), included a 30-day comment period that ended October 30, 2024. The intent of the rule was to make necessary revisions to the policy and procedures to strengthen oversight and management of the growing Community Facilities (CF), Water and Waste Disposal (WWD), Business and Industry (B&I), and Rural Energy for America (REAP) guarantee portfolios.

The Agency received detailed, responsive comments from four individual respondents. The Agency reviewed the comments and provided an Agency response below. The Agency has decided to proceed with implementation of the final rule without further amendments.

Sec. 5001.127 Borrower ineligibility conditions.

Comment: All four comments indicated disagreement with the Agency's decision to prohibit an entity that receives income from marijuana operations from receiving Agency assistance.

Agency Response: The Agency is aware that many states have legalized the production and sale of marijuana; however, marijuana is currently listed as a schedule I substance under the Controlled Substances Act (Pub. L. 91-513). As noted in the regulation any entity that derives income from illegal drugs, drug paraphernalia, or any other illegal product or activity are ineligible under Federal Statute.

No change to the rulemaking is necessary. The Agency appreciates the comments received. The Agency confirms the final rule without change.

Joseph Gilson,

Chief of Staff, Rural Development.

[FR Doc. 2025-22660 Filed 12-11-25; 8:45 am]

BILLING CODE 3410-XP-P

Published Document: 2025-22660 (90 FR 57675)

Classification

Agency
Office of the Federal Register
Published
December 12th, 2025
Compliance deadline
November 29th, 2024 (471 days ago)
Instrument
Rule
Legal weight
Binding
Stage
Final
Change scope
Substantive

Who this affects

Applies to
Agricultural firms Energy companies Manufacturers
Geographic scope
National (US)

Taxonomy

Primary area
Financial Services
Operational domain
Compliance
Topics
Rural Development Loan Programs

Get Agriculture Regulation alerts

Weekly digest. AI-summarized, no noise.

Free. Unsubscribe anytime.

Get alerts for this source

We'll email you when FR: Rural Utilities Service publishes new changes.

Free. Unsubscribe anytime.