NCUA Releases 2025 Annual Report

NCUA Press Releases

Published April 1st, 2026

Detected April 2nd, 2026

Summary

The National Credit Union Administration released its 2025 Annual Report documenting agency activities and accomplishments. The Share Insurance Fund and credit union system remained well-capitalized with sufficient liquidity, and the agency received unmodified 'clean' opinions on its audited financial statements. The report also outlines continued priorities including agency reorganization and regulatory framework improvements.

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What changed

The NCUA released its 2025 Annual Report covering agency performance in meeting strategic goals and objectives. The report contains audited financial statements for the agency's four funds, all of which earned unmodified opinions for 2025. Key priorities highlighted include agency reorganization, GENIUS Act implementation, and developing a more navigable regulatory framework for credit unions.

This annual report is informational and does not impose new compliance obligations on credit unions. No immediate action is required by regulated entities. The report serves as a reference document for credit union compliance teams to understand NCUA's activities, priorities, and the health of the Share Insurance Fund insuring over 145 million account holders.

Source document (simplified)

NCUA Releases 2025 Annual Report

April 2026 NCUA Releases 2025 Annual Report Alexandria, VA (April 1, 2026) ― The National Credit Union Administration today released its 2025 Annual Report, highlighting the agency’s activities and accomplishments over the past year.

“Throughout 2025, the Share Insurance Fund and the credit union system remained well-capitalized with sufficient liquidity,” said NCUA Chairman Kyle S. Hauptman. “As promised, we’ve delivered millions in cost savings to credit unions. Our agency-wide effort on efficiencies has paid off, as NCUA will emerge from our reorganization a nimbler, more focused agency. I’d like to thank everyone who sent in efficiency ideas, and a special thanks to my NCUA colleagues for their tremendous work in a milestone year.”

The 2025 Annual Report documents the NCUA’s performance in meeting its strategic goals and objectives as detailed in its 2022-2026 Strategic Plan and 2025 Annual Performance Plan. The report contains the audited financial statements for the agency’s four funds, which earned unmodified or “clean” opinions for 2025. It also provides assurances of the agency’s compliance with federal financial management guidelines, regulations, and relevant laws.

Many of Chairman Hauptman’s priorities outlined in the 2025 Annual Report, will continue to guide NCUA’s work in 2026. Such work includes the reorganization of the agency, GENIUS Act implementation, developing and implementing an easier-to-navigate regulatory framework for current and future credit unions, and more.

The NCUA was created by the U.S. Congress to regulate, charter and supervise federal credit unions. With the backing of the full faith and credit of the United States, the NCUA operates and manages the Share Insurance Fund, insuring the deposits of more than 145 million account holders in all federal credit unions and most state-chartered credit unions.

Kyle S. Hauptman
Last modified on

04/01/26