Sanjay Malhotra Keynote - Regulation and Supervision Adapting to the Digital Age

Thu, 23 Apr 2026 01:45:32 +0000
Banking

RBI Governor Sanjay Malhotra delivered the keynote at the Third Annual Global Conference of the College of Supervisors in Mumbai on January 9, 2026, outlining five strategic priorities for regulatory and supervisory adaptation to the digital age: systemic resilience as a collaborative effort, supervisory action and enforcement as corrective measures, effective use of data, customer-centricity, and capacity building. The Governor emphasised that enforcement and penalties are measures of last resort within a supervisory continuum, and outlined initiatives including the Supervisory Data Quality Index, SupTech and AI-enabled tools, and platforms like CIMS and DAKSH.