Michigan DIFS Offers Insurance Tips Following Statewide Flooding and Severe Weather

Thu, 23 Apr 2026 08:23:33 +0000
Insurance

The Michigan Department of Insurance and Financial Services issued consumer guidance on April 17, 2026, providing tips for residents affected by statewide flooding and severe weather. The advisory instructs policyholders to contact their insurance company claims hotline, document all damage with photos and videos, protect property from further loss while keeping receipts, and remain vigilant against fraud. DIFS notes that most standard homeowners and renters policies do not cover flood damage, and water damage causes such as storm-related rainwater intrusion, sewer backup, or sump pump failure may have specialized meanings under individual policies.