ZAPFI

Abstract

Credit strategy management services, namely, creating personalized business strategies for managing an in-house lending and credit program; Financial advisory and consulting services, namely, advising on implementation, operation, and management of customer credit programs; financial strategy development relating to customer lending and credit, namely, creating personalized financial strategies for developing an in-house lending and credit program; credit strategy management services, namely, creating personalized financial strategies for customers as part of an in-house lending and credit program; credit risk management; evaluation of the credit worthiness of customers; financial information services; financial data analysis; financial analysis, namely, compiling, analyzing, and reporting statistics, data, and other sources of information for financial purposes; payment processing services in the field of consumer credit; credit recovery and collection services