IDANOVA

Abstract

Banking, financial and monetary affairs; insurance services; consultancy and information with respect to financial, money and banking; consultancy and information relating to insurance underwriting; financial services, namely the electronic transfer of funds; clearing and reconciling of financial transactions; providing a wide range of payment and financial services, namely credit card services, issuance of credit cards, payment cards and credit lines, processing and transmission of bills and payments thereof, bill payment services with guaranteed provision of payment, and brokerage of money market funds, all via global communication networks; processing of transactions carried out by credit card and immediate debit card; reimbursement of funds for disputed items in the field of purchases via electronic payment; provision of purchase protection for goods and services purchased by others via global computer and wireless networks; processing of credit card transactions; credit services, namely, provision of revolving credit account services; bill payment services; provision of mobile electronic payment services for others; credit card and payment processing services; processing of payments through electronic foreign exchange operations; payment processing services, namely provision of virtual currency transaction processing services for third parties, deposits of valuables, safe deposit services; issuing of travelers' checks, vacation checks and payment orders in general; financing of loans for security and surveillance systems; Electronic apparatus for checking the authenticity of cards, badges, passports, visas namely electronic systems certifying authorization of entry into a territory and secure papers affixed with a seal enabling entry into a territory, drivers' licenses, biometric identity or identification documents, electronic access document detectors; apparatus and instruments for authenticating payment orders; chips [integrated circuits]; computer chips; computer chips; semiconductor chips; electronic chips for manufacturing integrated circuits; semiconductors; semiconductor wafers; electronic semiconductors; magnetic or electronic cards and badges, contact or contactless, intended for use as payment, credit, debit, remote payment, loyalty or cash cards, including those with dynamic codes for securing all transactions online; cards, badges, passports, visas, namely electronic systems attesting to the authorization of entry into a territory, drivers' licenses, identity cards or electronic or biometric identification documents, all fitted with optical-effect security to combat unauthorized reproduction, forgery and counterfeiting; magnetic or electronic cards and badges intended for use as cards and badges for access, transport, single or multiple access to services and/or transport networks, subscription to transport services; electronic or magnetic cards for use as health cards, cards for access to pay-television channels, games, and/or multimedia services, or data banks and databases; biometric apparatus, instruments, terminals, readers and scanners for fingerprints, palm prints, features of the iris, veins, voices, facial or bodily features or other biometric features; integrated circuit cards; chip cards; integrated circuit cards (smart cards); smart cards [integrated circuit cards]; programmable cards; remote programmable cards; transmitter-receiver cards and badges; radio frequency cards and badges; infrared cards and badges; cards for access to computer and/or telecommunications networks; encoded cards; pre-recorded data cards, computer programs, and software; telecommunication cards; cards for the control of communication; magnetic or chip-based cards with units of credit; mobile telephone cards; electronic cards for secure access, to computer and/or telecommunications networks; electronic cards used for accessing services and/or performing operations and transactions on computer and/or telecommunications ne...