FMPAY

Abstract

Merchant services, namely, payment transaction processing services; payment processing services in the field of credit card, debit card, other types of payment cards, tax payments, insurance payments, and person-to-person payments; providing clearing and reconciling financial transactions and payment processing services via an internet portal; electronic commerce payment services, namely establishing funded accounts used to purchase goods and services on the internet; maintaining of accounts as a third party for holding payments due to merchants; provision of accounts for holding funds for use in making original credit transfers (OCT), for use in business-to-customer transactions in the nature of pay-outs, payments to gig economy workers, payments to debit card and other types of payment cards, payments to employees and payments for subscription fees via credit card processing networks; providing financial risk management services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; credit risk management; financial administration of payment transactions, namely, electronic processing of credit card transactions and other types of payment card transactions; providing electronic processing of ACH (automatic clearing house) transactions and electronic payments via a global computer network; payment verification services, namely, verifying, reconciling, and settling of e-commerce financial transactions made by credit cards and other types of payment cards; processing of credit card payments via near field communications (NFC) technology-enabled devices; payment verification services, namely, providing know-your-customer (KYC) verification of the identity of cardholders as part of processing payments; currency exchange services; foreign currency exchange services; financial exchange of virtual currency; electronic transfer of virtual currency; processing of electronic wallet payments; electronic wallet payment services; bill payment services provided by an electronic wallet; online bill payment services; electronic processing of bills and invoices, being bill payment services; financial administration of reimbursement of funds for disputed items in the field of electronic payment purchases; fraud reimbursement services in the field of credit card purchases; payment processing services, namely, processing of transactions for recurring payments in the nature of subscription fees, payments to debit card and other types of payment cards, person-to-person payments, payments to employees and payments to gig economy workers; processing of credit card payments; processing of virtual card payments; processing of electronic payments made by debit cards; processing of electronic payments made through stored-value cards; processing of electronic payments made through pre-paid cards; loyalty programme payment processing services; blockchain based payment verification services; providing multiple payment options by means of customer-operated electronic terminals available on-site in retail stores; dunning services in the nature of collection of debts; consultancy, information and advice in relation to all the aforesaid services.; Business consulting services in the field of online payments; administrative services in order to manage and track payment transactions via electronic communications networks for business purposes; business information management, namely, electronic reporting of business analytics relating to payment processing, authenticating, tracking and invoicing; business management regarding optimisation of payments for businesses; business management and consultation in the field of data conversions; business consulting services in the field of search engine optimisation for sales promotion; information and advice in relation to all the aforesaid services.; Downloadable payment gateway software for linking e-commerce websites to credit card processing networks; ...