KOBIL

Abstract

Identity validation services, namely, review and testimony of authenticity of customer identities for fraud protection services; security services for protecting the identity of individuals and companies, providing authentication of personal identification information via secure storage and transmitting such information in the context of electronic processing of transactions and in an electronic message via the internet and other computer networks; security services for protecting the identity of individuals and companies, namely, authentication of personal identification information in the context of financial information; security services for protecting the identity of individuals and companies, namely, providing authentication of personal identification information for security purposes; [ Financial affairs, in particular fund transfer transaction and banking services; charge card payment processing services for financial transactions by card holders via automatic teller machine; automatic teller machine banking services; credit card and debit card issuance and transaction and payment processing services; issuance of credit cards having payment and credit function, processing of payments made with charge cards; financial services, namely, financial advice services in the field of money cards and credit cards, services of electronic transfer of funds as well as direct debit authorization services and debit order services, namely, processing of debit card payments; providing banking and finance services via a worldwide computer network, namely, financial risk assessment services; electronic and online banking via global computer network; financial management of client accounts; issuance of data carriers for booking of retailer/client payments, in particular of credit and debit cards containing machine readable data for identity authentication and information ensuring the security of money transfer, in particular issuance of magnetic and chip cards as so-called smart cards; processing of credit and debit card transactions; clearing and coordination, namely, reconciling, of financial transactions via worldwide communication networks; electronic payment processing of bill payment data services; processing of client and retailer money transfers using smart cards and payment of invoices through electronic wire transfer guaranteed through a worldwide computer network; providing of financial information via a global information network ]; [ Computer peripherals; Computer software adapted for use in the operation of computers, namely, computer operating software; apparatus for the transmission of data; downloadable electronic publications recorded on computer media in the nature of magazines, books and periodicals in the field of authentication, IT security, ] mobile security, financial transaction security, access control and identity verification; [ operating and user instruction manuals for computers and computer operating software stored in digital form on data carriers for computers in the field of authentication, IT security, mobile security, financial transaction security, access control and identity verification; recorded data files, namely, downloadable electronic data files featuring cryptographic keys, transaction numbers and personal identification numbers; computer software downloadable from the internet for personal identification authentication, IT security, mobile wireless security, financial transaction security, computer network access control and identity verification; downloadable training guides in electronic format in the field of personal identification authentication, IT security, mobile wireless security, financial transaction security, computer network access control and identity verification; pre-recorded compact discs featuring computer software for computer security and personal identity authentication, data files and instructions manuals in the field of authentication, IT security, mobile security, f...