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Systems and methods for light detection and ranging (LIDAR) based generation of a homeowners insurance quote

Grant US12586135B2 Kind: B2 Mar 24, 2026

Assignee

STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventors

Nicholas Carmelo Marotta, J D Johnson Willingham, Stacee Madsen, Jared Wheet, Laura A. Uphoff, Paul Bates, Austin Rowley, Michael Scott Harrison

Abstract

The following relates generally to light detection and ranging (LIDAR). In some embodiments, a homeowners insurance quote is produced based upon data received from a LIDAR camera. For instance, in some embodiments, a system: receives light detection and ranging (LIDAR) data generated from one or more LIDAR cameras; analyzes the LIDAR data to determine or identify one or more features or characteristics of a home; and generates an electronic homeowners insurance quote based upon, at least in part, the one or more features or characteristics of the home determined or identified from the LIDAR data.

CPC Classifications

G06Q 40/08 G06Q 40/0841 G06Q 40/0842 G01S 17/984 G01S 17/89 G01S 7/4802 G05B 15/02

Filing Date

2024-04-17

Application No.

18638259

Claims

20