← USPTO Patent Grants

Dynamic offer selection system

Grant US12586109B2 Kind: B2 Mar 24, 2026

Assignee

Synchrony Bank

Inventors

Joydeep Mukherjee, Karen Yagnesak, Viveka Vardhan Ravi, Sarath Vadakapurapu, Ravish Kumar, Vish Dadireddy

Abstract

Aspects of a dynamic offer system are described. In one example, a method involves receiving a data feed of offer data, generating a set of current offers in a database using a set of offer rules and the data feed, receiving merchant configuration data associated with a merchant portal, and dynamically selecting current merchant offers from the set of current offers in the database using the merchant configuration data. A request is received for the current merchant offers, where when the request for the current merchant offers is received from a customer device, the request includes dynamic customer data customized based on user selections, one or more offers of the current merchant offers based on the dynamic customer data are dynamically selected, and a transaction between the customer device and the merchant portal associated with the one or more offers dynamically selected by the computing device is facilitated.

CPC Classifications

G06Q 30/0611

Filing Date

2022-07-27

Application No.

17815374

Claims

20