Enhanced automatic savings program
Grant
US12586098B2
Kind: B2
Mar 24, 2026
Assignee
Bank of America Corporation
Inventors
Faith A. Tucker, Portia Sherman Mackinnon
Abstract
A computer implemented system and method are disclosed of processing a financial transaction that includes determining an automatic savings amount and rewards amount payments. The system may comprises a checking account, a savings account, an account of a merchant, and one or more computer systems including a communication interface, processor, and memory storing computer-executable instructions. The rewards amount may be calculated based on various techniques.
CPC Classifications
G06Q 30/0215
G06Q 40/06
G06Q 30/0207-0277
Filing Date
2024-11-14
Application No.
18947490
Claims
14