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Enhanced automatic savings program

Grant US12586098B2 Kind: B2 Mar 24, 2026

Assignee

Bank of America Corporation

Inventors

Faith A. Tucker, Portia Sherman Mackinnon

Abstract

A computer implemented system and method are disclosed of processing a financial transaction that includes determining an automatic savings amount and rewards amount payments. The system may comprises a checking account, a savings account, an account of a merchant, and one or more computer systems including a communication interface, processor, and memory storing computer-executable instructions. The rewards amount may be calculated based on various techniques.

CPC Classifications

G06Q 30/0215 G06Q 40/06 G06Q 30/0207-0277

Filing Date

2024-11-14

Application No.

18947490

Claims

14